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Areas of Practice:. Corporate & Business Law. Successions & Trusts. Commercial Real Estate. Commercial Litigation. Contracts. Mergers and Acquisitions

Elizabeth has nearly 20 years of being a unique game changing versatile entrepreneurial attorney with a strong business background. Her focus has always been geared toward diverse areas of law. For the last 8 years she has put her emphasis in finance and real estate law, particularly short sale negotiations for real estate professionals and property owners. Elizabeth owns and founded the Kayser Short Sale Law Center. The practice focuses on processing and negotiating real estate short sales for owners, advising on shortages and negotiating work-outs with realtors, property owners, lenders, title companies, and “closers”. She uses her knowledge of Fannie Mae, Freddie Mac, FHA, VA, RESPA, and other regulations to conduct client intake and advise on qualifications for short sale programs such as HAFA and FHA’s pre-foreclosure sale programs. Concurrently with starting Kayser Short Sale Law Center, she was the owner and founder of Kayser & Associates where she concentrated on claims counsel for leading title insurance underwriters and policyholders, curing title defects, establishing clear chain of title, claims analysis, coverage opinion letters, and general real estate and finance litigation. Additionally, Elizabeth was formerly a partner in the law firm of Wilson & Kayser LLC. At this firm, her practice was focused on bankruptcy issues, debt negotiation, family law, workers comp, and personal injury. Elizabeth is a frequent speaker. She regularly presents to groups of brokers and title companies in Missouri and Illinois on topics relating to the credit implications of short sale and foreclosures and simple explanations of the short sale process, among others. Elizabeth was admitted to the Missouri Bar in 1996 and the Illinois Bar in 1997. She was admitted into the U.S.E.D. Missouri and U.S.S.D. Illinois courts, U.S. Court of Federal Claims Bankruptcy, and the U.S. Court of Appeals 7th Circuit. Prior to attending Southern Illinois School of Law and graduating cum laude, she graduated with a double major in business management and marketing management from Southeast Missouri State. Elizabeth is passionate about the Parkway School District, where she serves on the Government Relations Committee as well as the Project Parkway Steering Committee. She recently served as the chair for the $94 million tax bond campaign for propositions S for the District. Due to her interest in the environment she joined FCER, an environmental non-profit in Costa Rica as a board member and is a member of the Great Rivers Greenway Communications Brain Trust and Public Engagement Brain Trust. She is also a member of the SLAR, SCCAR and Missouri Lawyers Network.. She is an avid runner participating in numerous runs for charitable causes. As an outdoor enthusiast, she spends her spare time doing outdoor activities and experiencing new travel adventures. She currently resides in West St. Louis County.

I am a hometown St. Louis boy, born and raised in Florissant. I currently live in Wildwood with my wife, Wendy, and three children Gavin, Tyson and Nora. We are very active in our school and church, St. John Lutheran. I run a small, family oriented law firm in Manchester where personal service is my key. Not only will you become my client, you will become my friend.. I enjoy coaching baseball and watching my boys play for the St. Louis Redbirds. My daughter has just started her dancing debut, but i certainly enjoy watching her doing her favorite activity. My wife is a registered nurse and is a huge asset when looking at medical records for personal injury cases.. I love being an attorney and doing what is right for people. Please feel free to call me for your free consultation and so that I can sit down and do what is in your best interest.

Val C. Simhauser is admitted to practice law in the Illinois courts and in the U.S. district and bankruptcy courts in the central and southern districts of Illinois. A Springfield native, he grew up around his father’s law practice.  After earning a bachelor’s degree, a master’s degree, and then his law degree, he joined his father’s firm, Heckenkamp & Simhauser, P.C., in Springfield, in 1980. From 1989 until late 1997, he operated a solo practice, Simhauser Law Office, in Springfield, where he focused on serving five small municipalities, together with business and commercial work, estate planning and administration, real estate matters, personal injury, and divorce and post-divorce cases.   In late 1997, Mr. Simhauser joined the Office of the Illinois Attorney General in Springfield, where he served as an Assistant Attorney General with that office’s Revenue Litigation Bureau until mid-2013.  He handled cases for various State of Illinois agencies, including the Departments of Revenue, Transportation, Public Health, Human Services, Central Management Services, Natural Resources, Healthcare & Family Services, Commerce & Economic Opportunity, State Police, Corrections, and others, and for constitutional officers, such as the Governor, the Secretary of State, and the Treasurer. With over 30 years of experience, Mr. Simhauser is available to handle (1) issues of business organization, operations, and commercial litigation, (2) plaintiff's personal injury litigation, (3) real estate and other transactions, (4) elder law matters, and (5) estate planning and administration.Education: Springfield Catholic and public schools. B.A., Iowa State University, Ames, IA (1976) Majors in economics and political science, minor in English M.A. in history, University of Illinois at Springfield (1977) J.D., The John Marshall Law School, Chicago, IL (1980) Executive leadership certificate, Cornell University, Ithaca, NY   (2010). Admitted to practice law before: All Illinois courts,  1980 U.S. District Court, Central District of Illinois,  1980 U.S. District Court, Southern District of Illinois,  2004 U.S. Court of Appeals, Seventh Circuit,  1985 U.S. Tax Court,  1986Certifications: Arbitrator, American Arbitration Association Diplomate, Illinois Trial Lawyers Assn. College of AdvocacyProfessional associations / organizations: Sangamon County Bar Association, 1980-present Illinois State Bar Association, 1980-present Member, ISBA Local Govt. Section Council, 1988-1989 Elected member, ISBA Assembly, 1988-1994 & 1998-2002 American Bar Association, 1980-1995 Shareholder, Attorneys’ Title Guaranty Fund, Inc.  (Agent, 1983-1997)

A.J. Ruggieri joined Meyer Capel in 2018 as an associate attorney, joining the firm’s Business Planning & Transactions department as well as the Real Estate team.. In 2004, Mr. Ruggieri earned a double Bachelor of Arts in Spanish and Political Science from the University of Illinois. He went on to earn his Juris Doctorate, Cum Laude, from Western Michigan University Cooley Law School in 2011; and, additionally, obtained a Master’s of Law degree from Western Michigan University Cooley Law School in Corporate Law and Finance in 2012.. Mr. Ruggieri brings with him experience as an Assistant State’s Attorney for Champaign County from 2012 through 2015, and was a Champaign County Circuit Court Spanish Interpreter from 2007 through 2008.. A.J. has earned many awards, including Eagle Scout (1996), Central Illinois Business Magazine’s “40 Under 40” (2009), Combat Infantryman Badge (2009), and the Bronze Star medal (2009).. Mr. Ruggieri has been serving in the Illinois Army National Guard since 2001 and is a recent graduate of the Department of Defense Information School’s Public Affair Officer Course. He is also a very active member of the Champaign community. He has been serving on the Board of Governors for the Champaign County Bar Association from 2012 to present and currently serves as Vice President. He is also a member of the Illinois State Bar Association, an affiliate member of the Champaign County Association of Realtors, member of the Illinois Real Estate Lawyers Association, served on the Chamber of Commerce Public Policy Committee from March 2015 through April 2017 and served as Vice-Chair of said Committee from 2016 through 2017. A.J. was also elected to the Board of Trustees for the Village of Savoy in 2017.. In his spare time, A.J. enjoys fitness and running, public service, and sport shooting. He and his wife, Jessica, reside in Savoy with their three children.

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At Madzarac Law, LLC we strive to provide the highest quality legal services at a rate anyone can afford. Madzarac Law, LLC represents clients from individuals to large corporations with legal disputes, business and real estate transactions, negotiations and obtaining compensation for their injuries.. Our attorneys are devoted to responding to clients within one business day and addressing client needs within a reasonable time. We are solution-oriented and ready to tackle and problem that you may have.. Madzarac Law, LLC is driven by results, so let us get you there.