Ruben Fuentes - Los Angeles Chapter 13 Bankruptcy Lawyer Reviews & Ratings

Ruben Fuentes Bio
I am located in the Los Angeles, CaIifornia area since 1986. I have worked  as a CPA since 1981. In accounting, my field of expertise is related to Income Tax. In addition,  to that degree I became an "IRS Enrolled Agent" (federal license) in July of 1996 and I am used to deal with the  IRS; either doing business and personal income tax for my clients or representing my clientsbefore the IRS, in the event of a tax audit.  I am still enrolled to practive before the IRS and in good standing. I also worked as a Real Estate Broker since June of 1994, in the area of financing loans to buy or maintain real estate; mainly conforming residential loans and jumbo loans. I am still active in real estate and in good standing with the CA  Department of Real Estate.. I received my Law Degree  form Abraham Lincoln University in Los Angeles, California in June of 2008 and passed the bar exam in July of 2008. I was awarded a Cum Laude honors while working full time my entire law education.. The combination of my major in accounting and law degree makes the perfect combination to handle a bankruptcy proceedings. Keep in mind that in a  bankruptcy petition a debtor has to list his assets and liabilities very similiar to a Balance Sheet for a business. Additionally, a debtor has to disclose his income and expenses similiar to a Profit and Loss accounting statement. While the process seems cumbersome, a debtor is entitled to keep all his exempted property and also avoid law suits, wage garnishment, repossessions, bank levies and all creditors teckniques to make you pay a debt that most likely qualifies for  a "discharge" (forgiveness) in bankruptcy court.. Most people are under the mistaken belief that business or personal income income tax are not "dischargeable" through bankruptcy; however, meeting certain conditions they are forgiven in full.. Would you like an attorney who is also an accountant on your side while filing for bankruptcy?  Call my office and the initial consultation is free and we also run a credti report for free during your consultation to weigh in your overall liabilities. We also will run a "property profile" for each piece of real estate you owned.. I you are losing your house or in the process of "short sale" do not make a decission without calling me first. Keep in mind that I also have a real estate license and that experience give me an edge to  resolve some issues with your lender  without the need to file for banruptcy or if you have to file you may be entitled to "erase" the second or third loan against your house through a chapter 13 bankrtuptcy.. Please give a call and I will take care of you,. Ruben