Top best Consumer Protection Lawyers in Charlotte | 16 available

T. Nicholas Goanos is an Associate at Butler Pappas. Nicholas presently works in the Charlotte, North Carolina office, having relocated from a nationally-known insurance coverage and commercial litigation firm in Chicago, Illinois. While practicing in Chicago, Nicholas focused his practice in the areas of large, commercial first party property coverage and bad faith disputes, including those involving windstorm, fire, theft, and water damage. In several of these matters, he successfully obtained on behalf of several insurers claim and case dispositive rulings in State and Federal Courts—both within and outside Illinois—on matters involving fire damage, special flood hazard areas, and premises liability. At Butler Pappas, Nicholas continues this practice today. Further, Nicholas has successfully represented plaintiffs and defendants in State and Federal Courts in numerous non-coverage matters, including those involving trade secrets, breaches of fiduciary duty, municipal law, and employment disputes. Nicholas is a member of the Bars of the States of North Carolina and Illinois and is a member of the Bars of the Eastern District of Michigan, Northern District of Illinois, and Central District of Illinois. Nicholas received his Juris Doctorate, with honors, from Loyola University Chicago School of Law in 2006. Prior to earning his Juris Doctorate, Nicholas earned his Bachelor's of Science, with honors, in 2001 from Presbyterian College, before interning for former Senator and Presidential candidate Ernest F. Hollings and earning an International Rotary Club Ambassadorial Scholarship. Through this Scholarship, Nicholas obtained his Master of Business Administration from the University of Indianapolis in Athens, Greece in 2003. Licenses: Admitted to practice in Illinois and North Carolina.

Nate builds on a career of diverse legal experiences to offer his clients creative and actionable legal advice. Nate’s career in public service included a clerkship in Chicago at the Cook County Public Defender’s Office and employment at the Consumer Financial Protection Bureau in Washington, DC. Nate has also served as in-house product and regulatory counsel at a nationally recognized FinTech company and advised corporate clients on consumer protection at two of America’s largest law firms.. Nate is an accomplished practitioner in consumer financial services law and has experience guiding clients on state and federal regulatory issues. He has represented consumers and advised clients on responsible product development in the areas of mortgage origination and servicing, auto finance, consumer lending, debt sales, and collections matters. He is well-versed in counseling clients on matters related to UDAAP, TILA, RESPA, FCRA, TCPA, ECOA, and FDCPA compliance. As an associate general counsel at a publicly-traded financial technology company, Nate frequently advised his company on marketing and loan origination questions in addition to issues related to marketplace lending, broker-dealer and investment advisor services, state licensing, usury, data security, and bank partnership lending models. Having worked in-house and as a federal banking regulator, Nate is uniquely positioned to provide clients with insights into the goals of government regulators while also understanding the challenges that complex regulations can cause for financial services providers.. Nate has also led high-stakes internal investigations and counseled clients through the duration of state and federal government exams, investigations, and enforcement actions. Together with his experience clerking at three nationally recognized public defender offices, Nate understands that a government investigation or indictment can be devastating for clients. Nate emphatically advocates for justice and will hold the government accountable in defense of his clients. He has counseled individuals and companies on all stages of interacting with prosecutors and regulators, from criminal arrest to post-conviction relief and from civil investigation to trial preparation and settlement.. Nate is passionate about serving his community through his legal advocacy and frequently represents individuals that have been subjected to corporate or government malfeasance. He has represented individuals pursuing recoveries from some of the country’s largest lenders, energy companies, insurance providers, and staffing agencies.

Experienced Consumer Protection attorney serving clients in Charlotte and surrounding areas.

Experienced Consumer Protection attorney serving clients in Charlotte and surrounding areas.

Experienced Consumer Protection attorney serving clients in Charlotte and surrounding areas.

Experienced Consumer Protection attorney serving clients in Charlotte and surrounding areas.

Experienced Consumer Protection attorney serving clients in Charlotte and surrounding areas.

Experienced Consumer Protection attorney serving clients in Charlotte and surrounding areas.

Experienced Consumer Protection attorney serving clients in Charlotte and surrounding areas.

Experienced Consumer Protection attorney serving clients in Charlotte and surrounding areas.