Top best Insurance Lawyers Near me in ZIP 32801

Looking for Insurance lawyers near ZIP code 32801 in Raleigh, North Carolina? Browse experienced attorneys with reviews and ratings.

Insurance Lawyers Nearby Raleigh 32801 (by distance)

Within 5 miles

(Orlando Area) 32803 1.8 miles

(Orlando Area) 32806 2.2 miles

(Orlando Area) 32804 2.8 miles

(Orlando Area) 32814 3.4 miles

(Winter Park Area) 32789 4.2 miles

Within 10 miles

(Maitland Area) 32751 6.2 miles

(Orlando Area) 32810 6.4 miles

(Orlando Area) 32835 6.9 miles

(Orlando Area) 32819 8.5 miles

(Altamonte Springs Area) 32701 8.5 miles

Active Lawyers

15 - 25

Hourly Fees

$214 - $394

Free Consultations

48% - 60%

Average Rating

4.4 - 4.8 ★


FAQs - Insurance Lawyers in city Raleigh How many Insurance lawyers actively serve residents of Raleigh, North Carolina? Approximately 34 licensed attorneys focus on Insurance across Raleigh, North Carolina. Most matters are filed through the North Carolina District Court, where local rules shape timelines and filing steps. What is the typical hourly fee for Insurance lawyers in Raleigh, North Carolina? In Raleigh, typical rates range from $220-$432 per hour for Insurance. End-to-end case budgets frequently land between $2921 and $7030, depending on hearings and discovery. How long do Insurance matters usually take in courts near Raleigh? Insurance cases in Raleigh, North Carolina usually take around 4-11 months depending on complexity and the North Carolina District Court docket. Which local court most often hears Insurance cases for people living in Raleigh, North Carolina? Residents of Raleigh typically see Insurance filings handled by the North Carolina District Court. Proximity to helps with quick submissions and clerk communications. Do attorneys around offer a free first consultation for Insurance? About 50% of firms near ZIP offer a free first consultation for Insurance, so you can compare strategy and fit before committing.

25 Insurance Lawyers Found Near You

📞 Call Not Available
View Profile
Lawyers Rating: Rated 3.3 out of 5

Location: Orlando 32801
Firm: Ralph F Garcia, PLLC

Using his passion for helping the everyday American, Ralph works fevorishly to litigate for those facing litigation against insurance companies, banks, and other well funded adversaries. When you are the David facing Goliath, let us level the field on your behalf.

📞 Call +1 (833) 958-3171
View Profile
Lawyers Rating: Rated 3.7 out of 5

Location: Orlando 32801
Firm: Bogin, Munns & Munns

Travis J. McMillen leverages more than two decades of litigation and trial experience to secure full compensation for Floridians injured in car, truck, motorcycle, pedestrian, bicycle, and slip-and-fall accidents, as well as wrongful-death cases. After graduating from Florida State University College of Law—where he earned Moot Court honors, Order of Barristers, and completed exchange study at Oxford University and Charles University—Travis spent 16 years defending major insurers in complex claims statewide, achieving an “AV Preeminent” rating from Martindale-Hubbell. Today he uses that insider knowledge to anticipate insurance tactics and fight for accident victims in state and federal court, including the U.S. District Court for the Middle District of Florida.

📞 Call Not Available
View Profile
Avvo Rating: Rated 4.9 out of 5
Lawyers Rating: Rated 5.0 out of 5

Location: Orlando 32801
Firm: Laura Moffett

Since 2009, Laura Moffett has dedicated her practice to Family Law, including divorce, separation, child custody, and child support, throughout Central Florida. Ms. Moffett is a skilled, knowledgeable and passionate advocate for her clients. In addition, Ms. Moffett values volunteer work and giving back to the community.   She has been an active member of Rotary Club of Altamonte Springs since 2013, through which she has had the opportunity to  volunteer her time for charities and organizations throughout Central Florida. She is also a member of the Central Florida Family Law American Inns of Court, an organization dedicated to improving the practice of family law through continuing education and interaction with local judges.. Laura Moffett graduated from the University of Central Florida with a Bachelor of Arts in Legal Studies, and earned her Juris Doctorate degree from the Barry University School of Law in Orlando in 2009. While attending UCF, Ms. Moffett was a member of Phi Alpha Delta Law Fraternity, a professional law fraternity advancing integrity, compassion and courage through service to the legal profession and the community. She also worked as a legal assistant while attending UCF, and later a paralegal while attending law school.  While attending law school, Ms. Moffett continued her membership in Phi Alpha Delta, became a founding member of the Environmental Law Society, and was a member of Central Florida Association for Women Lawyers. Ms. Moffett received the prestigious Barry Achievement in Civic Excellence Fellowship, where she represented children in the law school’s Children and Families Legal Clinic. Ms. Moffett was selected to lead as a Lieutenant Governor of the American Bar Association’s Student Bar Association, served as Vice President of the Student Bar Association at Barry, and was selected as both a Teaching Assistant and later Head Teaching Assistant of the Legal Research and Writing Program by the Barry faculty. Ms. Moffett also participated in the Volunteer Income Tax Assistance Program, which was recognized with the National Achievement Award from the American Bar Association, for six consecutive years.. Ms. Moffett’s professional skills and community dedication have resulted in her receiving numerous accolades, including:

📞 Call Not Available
View Profile
Lawyers Rating: Rated 3.3 out of 5

Location: Orlando 32801
Firm: NeJame Law, P.A.

Robert D. Rightmyer is Peer Review Rated as AV® Preeminent™, a mark of excellence in Martindale-Hubbell's peer review rating system.. I am an experienced litigator and business lawyer, having honed my skills and practice over the past eighteen years, primarily with two large, well-respected law firms. For the majority of my career, I was associated with the statewide Florida law firm of Cole, Scott & Kissane, P.A., where I was elevated to the status of Partner. Thereafter, I joined the international law firm of Foley & Lardner, LLP where he was Senior Counsel. After the rewarding and invaluable experiences at both firms, I decided to open his own law practice but have now have joined the NeJame Law, P.A. firm.. My practice and experience includes complex commercial litigation, contractual and other business disputes, non-compete and trade secret litigation, professional malpractice matters, business disputes, commercial landlord-tenant disputes and litigation, contract and corporate document preparation, and insurance-related litigation.

📞 Call Not Available
View Profile
Avvo Rating: Rated 5.0 out of 5
Lawyers Rating: Rated 5.0 out of 5

Location: Orlando 32801
Firm: Newsome Melton Law Firm

Rich Newsome is the senior partner of the Newsome Melton law firm and represents families and individuals who have experienced catastrophic injuries caused by defective products. Rich is passionate about helping his clients and ultimately making products safer as the result of product liability litigation.. After graduating from the University of Florida College Of Law, Rich worked as an Assistant United States Attorney in the Northern and Middle districts of Florida. After leaving the U.S. Attorney’s office Rich worked briefly at a big products defense firm before leaving and becoming a plaintiffs’ attorney.. For more than 20 years, Rich has represented injured people against manufacturers who make defective products. During the past two decades, Rich has won numerous multi-million dollar verdicts and settlements on behalf of his clients, has written countless articles and about product liability, is a regular speaker at trial lawyer conferences and events across the country, and is recognized by members of the Bar as a leading expert in product liability litigation.. Rich has not only advocated for safer products through the civil justice system, he has also spent substantial time helping to protect the justice system in Tallahassee and in Washington D.C. As a Past-President of the Florida Justice Association, a previous member of the Board of Governors of the American Association of Justice and a current member of the Executive Committee of the National Trial Lawyers, Rich has advocated to protect the rights of families and has fought efforts by manufacturers to limit access to courts and juries.. In addition to a long list of awards and accomplishments, Rich was recently honored by being invited to be a member of The Summit Council. He is also recognized in Best Lawyers of America, Florida’s Legal Elite, Best Plaintiff’s Lawyers in America, and Orlando’s Top Lawyers. Rich is a husband and father of three children, lives in Orlando, and enjoys offshore fishing and diving.

📞 Call Not Available
View Profile
Avvo Rating: Rated 3.9 out of 5
Lawyers Rating: Rated 5.0 out of 5

Location: Orlando 32801
Firm: Rebecca L. Palmer Law Group

Rebecca L. Palmer is a Family & Marital Law attorney practicing in Orlando, FL.  Palmer has a broad background in providing intimate legal advice to those in need at a major time of change in their life. When she began her practice 23 years ago she did so to be in the courtroom for general litigation. Then she learned while litigation is sometimes necessary, often the best route is to use the best negotiation techniques possible. As such Palmer focuses on alternative dispute resolution and collaborative law issues for domestic disputes, but knows how and when it is time to go to court.. Palmer’s matters range from difficult divorces, mediation, adoption, complex financial issues and custody cases. Palmer is a Supreme Court Certified Family Mediator and brings experience in all methods of case resolution, including mediation, arbitration, facilitation and negotiations to serve individuals as well as businesses.  She has extensive experience with complex financial issues as well. Palmer has handled dividing celebrity assets with an eye to the family behind the news, and was on the legal team representing Elin Nordegren in her divorce from Tiger Woods.. Palmer also loves her community. Palmer has been President of the Central Florida Association of Women, the President of the Orlando Young Professionals, an adjunct professor in the areas of Legal Ethics, Business Law, Trial Techniques and Family Law at Stetson University, Barry University, Southern College, and the University of Central Florida. Palmer also taught for several years at Emory University for the trial advocacy program. She is a published author and speaker, and appears frequently on Fox 35 News Orlando.

📞 Call Not Available
View Profile
Avvo Rating: Rated 5.0 out of 5
Lawyers Rating: Rated 5.0 out of 5

Location: Orlando 32801
Firm: Payne Law PLLC

Paul T. Zeniewicz, Esquire has been zealously advocating on behalf of small businesses, injured persons, and homeowners for his entire legal career. Mr. Zeniewicz has a wide range of experience in litigating insurance claims on behalf of injured parties. Mr. Zeniewicz has handled thousands of insurance claims from cradle to grave (ranging pre-suit mediation, to trial, and through appeal).. Mr. Zeniewicz grew up in Detroit, Michigan, where he learned the value of hard work.  Later, he moved to Tampa, Florida to attend the University of South Florida. Mr. Zeniewicz graduated with a bachelor of arts in English in 2006. After working as an auditor for one of the world’s largest banks, Mr. Zeniewicz decided to pursue his dream to become a lawyer. In 2008, Mr. Zeniewicz moved to Orlando, Florida where he attended the Florida A&M University College of Law. Mr. Zeniewicz graduated cum laude in 2011 with his juris doctor degree.. Mr. Zeniewicz has gained a reputation as a trailblazing attorney, who passionately represents his clients. Mr. Zeniewicz has had his opinions and commentaries featured in various print and radio publications, including the Orlando Sentinel, the Tampa Tribune, IAQ Radio (Indoor Air Quality Radio) and the Restoration Industry Association Magazine. In 2016 and 2017, Mr. Zeniewicz was recognized as a Super Lawyer – Rising Star, an honor limited to less than 2.5% of attorneys practicing in Florida.. Mr. Zeniewicz is licensed to practice law in all Florida state courts and the Northern, Southern, and Middle District(s) of the United States Circuit Court. Mr. Zeniewicz is an active member of the Orange County Bar Association, Florida Justice Association, and the Central Florida Trial Lawyers Association.. In his free time, Mr. Zeniewicz is a die-hard Detroit sports fan. Over the years, Mr. Zeniewicz has volunteered extensively with Orange County Public Schools, the Special Olympics, Junior Achievement, and as a volunteer attorney for Guardian Ad Litem program. Feel free to contact Mr. Zeniewicz directly at with any questions.

📞 Call +1 (844) 779-1249
View Profile
Avvo Rating: Rated 5.0 out of 5
Lawyers Rating: Rated 4.3 out of 5

Location: Orlando 32801
Firm: The Florida Lawyer

Litigation lawyer H. Clay Parker, IV is a sixth-generation Floridian who offers more than three decades of knowledge and experience in the areas of civil litigation, including negotiated settlements, alternative dispute resolution, and trial. He is recognized for his commitment to providing the highest level of client service and professionalism, earning him the respected AV Preeminent rating* from Martindale-Hubbell, the highest recognized peer rating available, reflecting high ethical standards and excellent legal skills.. Mr. Parker volunteers time as a guardian ad litem for abused and abandoned children through the Orange County Legal Aid. He is married and enjoys fishing, golfing, and the beach.

📞 Call +1 (888) 930-5751
View Profile
Avvo Rating: Rated 5.0 out of 5
Lawyers Rating: Rated 4.2 out of 5

Location: Orlando 32801

I have focused my law practice on Medical Malpractice claims for over 30 years.  I have successfully handled thousands of cases and received multi-million dollar verdicts on behalf my clients.  I am proud to a member of the Multi-Million Dollar Advocates Forum as well as a Top 100 Trial Lawyer with NTLA.

📞 Call Not Available
View Profile
Avvo Rating: Rated 3.4 out of 5
Lawyers Rating: Rated 3.4 out of 5

Location: Orlando 32801
Firm: Smith, Rolfes & Skavdahl Company, L.P.A.

I have been licensed as an attorney since September 1995.  I graduated from the University of Alabama in 1995.  I went to work as a criminal prosecutor for a District Attorney's office in Central Alabama.  After a couple of years (and 16 jury trials) I started my own practice.  In 2000, I moved to Florida and began working in the medical malpractice defense and general insurance defense field.. I presently practice in the areas of insurance coverage, SIU, property coverage and liability claims, auto liability and bad faith litigation.

📞 Call Not Available
View Profile
Lawyers Rating: Rated 4.9 out of 5

Location: Orlando 32801
Firm: Bear Legal Solutions

I am the founder and managing attorney of Bear Legal Solutions. I left a 500+ attorney firm in order to create this law firm which provides elite and personalized legal services to each client and every case. Far too often, whether in defense or plaintiff’s firms, clients and cases become little more than numbers within a law firm. This is the result of an organizational structure which mandates large caseloads and unmanageable billable requirements. Whether you’re a corporation being defended by a huge firm with hundreds of attorneys, or an individual who called the 800 number on the billboard, it's almost certain that the attorney handling the majority of your legal work doesn’t have the time or energy to give your legal needs the attention that they deserve. More troubling, oftentimes these firms have incentives which are not aligned with your interests.. Bear Legal Solutions was designed to break away from that structure. The organization is committed to providing each and every client and each and every case the attention and personalized strategy that they deserve. Central to that mission is a commitment to maintaining a caseload that allows its legal professionals the ability to do their job properly. The goal of Bear Legal Solutions is to provide our clients the highest quality legal representation, not to accept as many cases and grow as large as possible.. I focus my practice primarily on matters involving insurance coverage, property insurance claims, medical malpractice, personal injury, medical liens, employment practices, and contract disputes. My practice for property insurance claims includes claims for windstorm, fire, mold, water loss, sinkhole and theft.. Prior to starting Bear Legal Solutions, I worked at a 500+ attorney firm and before that a state-wide firm where I defended hospitals, medical providers, pharmacists, and attorneys against malpractice claims. I also represented insurance companies in every type of property damage claim imaginable as well as businesses in premises liability and employment discrimination matters. I also have experience in commercial litigation and white collar criminal defense. Before transitioning into the private sector, I spent three years as a prosecutor at the Office of the State Attorney in Orange and Osceola Counties. During this time, I conducted dozens of trials ranging from DUI to RICO and violent crimes.. I received my juris doctor from Florida State University. During law school, I worked for Governor Jeb Bush and now Senior Judge Anne C. Conway of the United States District Court for the Middle District of Florida. I was also a member of the Law Review. Prior to law school, I obtained a bachelor's degree in Neuroscience from Bates College.. In 2017 I was appointed to the Judicial Nominating Commission (JNC) for the 18th Circuit of Florida. The JNC panel is responsible for investigating, interviewing and evaluating applicants for open circuit and county court judge seats. After our investigation, the panel recommends three to six applicants to the governor from which he makes a judicial appointment.. I am a member of the Florida Bar, Orange County Bar Association, George C. Young Central Florida American Inns of Court, and the Windstorm Insurance Network. I am also active in the community, including serving as an instructor for the baptism program at St. Stephen's Catholic Church and having previously served as an instructor in The Church's teen confirmation program. I am also committed to a number of environmental defense causes and serve on the board of directors for the non-profit Save Rural Seminole.If you or your business is being sued or has been threatened with a lawsuit, or an incident has occurred and you would like to proactively address it, I would be happy to help you.

📞 Call Not Available
View Profile
Avvo Rating: Rated 5.0 out of 5
Lawyers Rating: Rated 5.0 out of 5

Location: Orlando 32801
Firm: Holland & Knight LLP

For the past 22 years, I have dedicated my practice to the defense of professionals, including lawyers, real estate agents, appraisers, and title agents in litigation and before licensing authorities.  I am also a Board Certified Appellate Specialist and have handle 100s of appeals in both the state and federal courts.  I am rated AV-Preeminent by Martindale-Hubbell and have been recognized as one of Florida’s Legal Elite and Orlando’s Top Lawyers.  I practice in both state and federal trial courts as well as state and federal appellate courts.  I am very active in The Florida Bar having served as President of the Young Lawyers Division of The Florida Bar, on the Board of Governors of The Florida Bar, Chair of the Appellate Court Rules Committee, and am the immediate past Chair of the Statewide Advertising Grievance Committee. I was recently reappointed by The Florida Bar to the At-Large seat on the Florida Realtor-Attorney Joint Committee.   I am the Immediate Past President of the Orange County Bar Association and a past President of the Orange County Bar Legal Aid Society.  In June of 2015, I received The Florida Bar Appellate Practice Section’s Pro Bono Award.  I am a proud graduate of the University of California at Los Angeles and the University of Notre Dame Law School.  Other than law, my passions are my family and triathlon.

📞 Call Not Available
View Profile
Lawyers Rating: Rated 3.4 out of 5

Location: Orlando 32801

For the past 12 plus years, I have volunteered in Orange County as a Guardian Ad LItem representing abused, abandoned and neglected children. I have served on the board and chaired the Orange County Children and Family Services Board. I am a member of Annunciation Catholic Church and have chaired their Fall Festival, raising hundreds of thousands of dollars for local charities and ministries. I also teach PREP and serve on the Parish Council.

📞 Call Not Available
View Profile
Avvo Rating: Rated 3.0 out of 5
Lawyers Rating: Rated 5.0 out of 5

Location: Orlando 32801
Firm: Law Office of Maria D. Hale

For over 10 years, Maria DiBlasio Hale has defended the rights and futures of men, women, and children in Orlando, Florida who have been charged with a crime. Her passion to pursue fair trials, dropped charges, and minimized penalties has helped her confidently represent her clients as an Orlando criminal defense lawyer.. After graduating from Stetson University College of Law in 1998 with a Juris Doctor (J.D.), Maria went on to become a Prosecutor in Central Florida. Her experience prosecuting those charged with crimes in front of a jury of peers gave Maria another perspective of the criminal justice field. In nearly 50 jury trials, Maria honed her knowledge of prosecution techniques. This included a variety of cases, including those of DUI (Driving under the Influence), Drug Charges, Assault, Battery, Weapons Charges, and other criminal offenses.. From here, Maria became a member of the State Attorney DUI Manslaughter Special Prosecution Unit. This role allowed her to complete multiple Advanced DUI training sessions. She was then selected to attend the Florida Prosecution Attorney Association's "Train the Trainer's Program", where she taught new Prosecutors effective DUI prosecution techniques.. Maria's role as a teacher was not limited to professional attorney associations. Her passion for molding the next generation of responsible new lawyers and citizens led her to become a coach for several Mock Trial Teams. Maria coached bright young minds in Pinellas Park High School, Stetson University, and most recently at Barry University's Mock Trial Team.. Maria Hale continues to defend and educate men and women throughout the state of Florida. She is a partner at Hale, Hale & Jacobson, P.A. where she focuses on cases on criminal defense cases, including DUI in Orlando, Marijuana Possession, other Drug Crimes, Weapons Violations, Juvenile Offenses, Theft, Probation Violation, Violent Crimes and More.. Hale, Hale & Jacobson, P.A. is located in Orlando, Florida. Her firm handles cases of criminal defense and personal injury. To schedule a consultation and discuss your legal options, contact Maria D. Hale.

📞 Call +1 (321) 252-1326
View Profile
Avvo Rating: Rated 5.0 out of 5
Lawyers Rating: Rated 4.6 out of 5

Location: Orlando 32801
Firm: Daniel Gutierrez, PA

Daniel Gutierrez is an attorney located in Orlando, Florida who specializes in civil litigation.  He attended the University of Florida, where he earned a Bachelor of Science from the College of Journalism and Communications along with a Minor in Business Administration.  Mr. Gutierrez was awarded the degree of Juris Doctor from Stetson University in 2006, where he received various awards for research and writing.. Mr. Gutierrez clerked for the Attorney General of Florida’s Civil Litigation Division, where he was involved in a wide variety of civil actions representing the State of Florida in both State and Federal Court.  In 2007, he began practicing in Orlando, where he focused on insurance, injury, and business litigation.  Mr. Gutierrez currently represents individuals, associations, and corporations in various civil matters throughout the State of Florida.

📞 Call Not Available
View Profile
Avvo Rating: Rated 5.0 out of 5
Lawyers Rating: Rated 4.0 out of 5

Location: Orlando 32801
Firm: Conroy, Simberg, Ganon, Krevans, Abel, Lurvey, Morrow & Schefer, PA

Attorney Laura J. Blundy practices Insurance Defense in the PIP Litigation Department at the prestigious law firm of Conroy Simberg PA. She promotes honest and aggressive client-centered representation with a proven track-record of winning trials and getting results.. Mrs. Blundy is a native Floridian from the Orlando area.  She graduated Cum Laude with a B.A. from the University of Florida, and received her J.D. at Loyola University New Orleans College of Law.  While at Loyola, she was honored internationally as a member of the Willem C. Vis International Commercial Arbitration Moot Court team and served as President of the Public Interest Law Group.. Over the years, Mrs. Blundy has provided exceptional representation to clients from all over the Central Florida area, and would be honored to represent you.

📞 Call Not Available
View Profile
Lawyers Rating: Rated 3.2 out of 5

Location: Orlando 32801
Firm: The Property Advocates, P.A.

As a licensed attorney, President, and Chief Executive Officer of The Property Advocates, P.A., Hunter offers empowerment, education, and excellence to his clients and stakeholders while providing distinctive leadership.. The Property Advocates, P.A. is a full-service insurance law firm that helps Florida’s homeowners resolve issues related to their property insurance claims, whether simple or complex so that they can receive fair and deserved compensation. Having the unique experience of working on behalf of an insurance company and advocating for policyholders, Hunter is passionate about leveling the playing field and brings extensive knowledge to the table. Persistent, empathetic, and an effective communicator, Hunter has a knack for pushing through obstacles to ensure the best results for his clients. His goal is to help his clients receive every single dollar that they are entitled to from the insurance company while providing quality service that generates referrals back into the business.. Hunter was the highest-performing student of his graduating class, earning him the title of Valedictorian from Barry University School of Law. He also earned the Chartered Property and Casualty Underwriting (CPCU) designation, a prestigious classification within the insurance industry and those who achieve it are considered extremely knowledgeable in the field.. A man of integrity and faith, Hunter is married and enjoys spending his leisure time with family, playing guitar, and frequenting theme parks.

📞 Call Not Available
View Profile
Lawyers Rating: Rated 3.5 out of 5

Location: Orlando 32801
Firm: Law Firm of CHCLW

📞 Call Not Available
View Profile
Avvo Rating: Rated 5.0 out of 5
Lawyers Rating: Rated 4.0 out of 5

Location: Orlando 32801
Firm: PZ Law Firm P.A.

📞 Call +1 (888) 915-9384
View Profile
Avvo Rating: Rated 5.0 out of 5
Lawyers Rating: Rated 3.3 out of 5

Location: Orlando 32801
Firm: Conroy Simberg

📞 Call Not Available
View Profile
Lawyers Rating: Rated 5.0 out of 5

Location: Orlando 32801
Firm: Hill, Rugh, Keller & Main, P.L.

📞 Call Not Available
View Profile
Lawyers Rating: Rated 3.4 out of 5

Location: Orlando 32801
Firm: Red Lobster

📞 Call Not Available
View Profile
Lawyers Rating: Rated 3.3 out of 5

Location: Orlando 32801
Firm: Rissman, Barrett, Hurt, Donahue&Mcclain

📞 Call Not Available
View Profile
Lawyers Rating: Rated 3.3 out of 5

Location: Orlando 32801
Firm: Wilson Elser Moskowitz Edelman & Dicker

📞 Call Not Available
View Profile
Lawyers Rating: Rated 3.3 out of 5

Location: Orlando 32801
Firm: Dean, Ringers, Morgan and Lawton, P.A.

1 2 3 4 5 6 7 Next

Disclaimer: This content is based on aggregated public information and estimated market trends. It is provided for informational purposes only and does not constitute legal advice.