Top State Lawyers in Salisbury | 1 available

1 State lawyers are available in Salisbury, Maryland, including Heather Konyar. These lawyers are rated between 4.0/5 to 5.0/5 and 53% provide free consultation.

Heather Konyar

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Heather Konyar

Firm: Cockey, Brennan & Maloney, P.C.

313 Lemmon Hill Ln , Salisbury , Maryland 21801

Practice Areas: State, Local And Municipal Law

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Recent Q&As in Maryland (State)

HOA payment plan concern need help | Aug 7, 2026 | Sourced from Reddit
Location: Maryland -Can I lose my home over this? I could really use some advice from anyone who’s dealt with an HOA, collections, or a similar situation. Unfortunately, I bought my townhouse in an HOA community. I wasn’t paying my HOA dues because I mistakenly believed they were included in my monthly mortgage payment. I know now that was my mistake, and I’m trying to make things right. The HOA turned my account over to a law firm for collections. The total balance was $3,523.73. They wanted me to pay all of the past-due balance, along with my ongoing monthly dues, over roughly three months. There’s just no way I can afford that while also paying my mortgage and my other monthly expenses. To show I was acting in good faith, I made a payment of $1,169.93 on July 15. After that, I emailed the attorney explaining that I’m the only income in my household and asked for a more manageable payment plan. I proposed paying the remaining $2,353.94 over six monthly payments of $392.32, then resuming my normal monthly HOA dues once I was caught up. The HOA and law firm has not responded, but I’m concerned about some of the terms. It says that if I default, they can record a lien against my property without additional notice, that my payments are applied to new assessments before the arrears, and that the agreement doesn’t stop any post-judgment collection that may already have been started. The problem is that…

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