Cal. INS § 10232.97
This is the official text of Cal. INS § 10232.97, part of California’s Insurance Code — regulates insurance companies and the insurance policies sold in California.
Not legal advice. This page reproduces the official text of a government statute for reference only. Laws change, and how a statute applies depends on your specific facts. For advice about your situation, consult a licensed attorney in your state.
Official statutory text
In every long-term care policy or certificate that covers care in a nursing facility, the threshold establishing eligibility for nursing facility care shall be no more restrictive than a provision that the insured will qualify if either one of two criteria are met:
(a) Impairment in two activities of daily living.
(b) Impairment in cognitive ability.
(a) Impairment in two activities of daily living.
(b) Impairment in cognitive ability.
Status: in_force · Read it on the official government site
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