Cal. INS § 1758.96
This is the official text of Cal. INS § 1758.96, part of California’s Insurance Code — regulates insurance companies and the insurance policies sold in California.
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Official statutory text
A person licensed pursuant to this article may act as a credit insurance agent for an authorized insurer only with respect to the kinds of insurance specified in this section sold in connection with and incidental to a loan or other extension of credit other than a loan in excess of sixty thousand dollars ($60,000) relating to or secured by real property where the repayment period does not exceed 10 years. The sale of credit insurance products as specified in this section in excess of sixty thousand dollars ($60,000) relating to or secured by real property where any compensation, fee, or commission is paid dependent on the placement of credit insurance, requires a license to act as an insurance agent or life agent pursuant to Section 1621 or 1622.
(a) Credit life insurance.
(b) Credit disability insurance.
(c) Credit involuntary unemployment insurance or credit loss-of-income insurance.
(d) Credit property insurance.
(e) Guaranteed asset protection (GAP) insurance.
(f) Any other form of insurance declared by the commissioner to be subject to this section pursuant to subdivision (d) of Section 1758.992.
(a) Credit life insurance.
(b) Credit disability insurance.
(c) Credit involuntary unemployment insurance or credit loss-of-income insurance.
(d) Credit property insurance.
(e) Guaranteed asset protection (GAP) insurance.
(f) Any other form of insurance declared by the commissioner to be subject to this section pursuant to subdivision (d) of Section 1758.992.
Status: in_force · Read it on the official government site
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