Internal prototype — noindexed, not linked from public navigation yet.

Md. Code, Financial Institutions § 1-404

This is the official text of Md. Code, Financial Institutions § 1-404, part of Maryland’s Code, Financial Institutions — regulates banks and lenders.

Not legal advice. This page reproduces the official text of a government statute for reference only. Laws change, and how a statute applies depends on your specific facts. For advice about your situation, consult a licensed attorney in your state.

§1–404.

Official statutory text

(a) At or before the time a transaction is initiated, the operator of an automated teller machine shall provide the person using the automated teller machine with notice of the fee to be charged by the operator for use of the automated teller machine by persons using access devices not issued by the operator.

(b) (1) The operator may give the notice required under subsection (a) of this section by either:

(i) Posting in a conspicuous place on or near the automated teller machine the amount of the fee; or

(ii) Listing the amount of the fee on the screen of the automated teller machine at the time the transaction is initiated.

(2) If the operator gives the notice in the manner provided by paragraph (1)(ii) of this subsection, the person using the automated teller machine shall be provided with the opportunity to cancel the transaction without incurring any fee.

Status: in_force · Read it on the official government site

Need a lawyer in Maryland?

Find a Maryland lawyer
About this page: Statute text is reproduced from official government publishers via the Open US Law dataset (Vaquill AI, snapshot v2026.08, CC BY 4.0). Primary legislative text like this is public domain under the government-edicts doctrine (Georgia v. Public.Resource.Org, 2020). We link every section back to its official source so you can verify it independently.