Md. Code, Housing and Community Development § 4-810
This is the official text of Md. Code, Housing and Community Development § 4-810, part of Maryland’s Code, Housing and Community Development — governs housing programs and community development.
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§4–810.
Official statutory text
(a) To qualify for a loan under § 4-804(1)(i), (4), or (5) of this subtitle, an applicant:
(1) shall be a member of a household of limited income;
(2) on closing of the loan, shall intend to reside in the home to be financed;
(3) may not own other property used as the applicant’s personal residence; and
(4) in the estimation of the Department, shall lack the financial resources to obtain a private conventional mortgage or to qualify for other departmental loan programs.
(b) To qualify for a loan under § 4-804(1)(ii) of this subtitle, an applicant:
(1) shall agree in writing to live as an owner-occupant in one of the units of a residential building with no more than four units;
(2) shall agree in writing to rent each unit other than the applicant’s unit to a household of limited income; and
(3) in the estimation of the Department, shall lack the financial resources to obtain a private conventional mortgage or qualify for other departmental loan programs.
(c) To qualify for a loan under § 4-804(2) of this subtitle, an applicant shall agree to sell or rent each dwelling unit constructed or rehabilitated with the proceeds of the loan to a household of limited income.
(d) To qualify for a loan under § 4–804(6) of this subtitle, an applicant shall:
(1) own and occupy the home as the applicant’s principal residence; and
(2) meet the income requirements set by the Department.
(1) shall be a member of a household of limited income;
(2) on closing of the loan, shall intend to reside in the home to be financed;
(3) may not own other property used as the applicant’s personal residence; and
(4) in the estimation of the Department, shall lack the financial resources to obtain a private conventional mortgage or to qualify for other departmental loan programs.
(b) To qualify for a loan under § 4-804(1)(ii) of this subtitle, an applicant:
(1) shall agree in writing to live as an owner-occupant in one of the units of a residential building with no more than four units;
(2) shall agree in writing to rent each unit other than the applicant’s unit to a household of limited income; and
(3) in the estimation of the Department, shall lack the financial resources to obtain a private conventional mortgage or qualify for other departmental loan programs.
(c) To qualify for a loan under § 4-804(2) of this subtitle, an applicant shall agree to sell or rent each dwelling unit constructed or rehabilitated with the proceeds of the loan to a household of limited income.
(d) To qualify for a loan under § 4–804(6) of this subtitle, an applicant shall:
(1) own and occupy the home as the applicant’s principal residence; and
(2) meet the income requirements set by the Department.
Status: in_force · Read it on the official government site
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