Md. Code, Insurance § 3-128
This is the official text of Md. Code, Insurance § 3-128, part of Maryland’s Code, Insurance — regulates insurance companies and the policies they sell.
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§3–128.
Official statutory text
(a) In this section, “reciprocating state” means a state under the laws of which a prohibition on solicitation similar to that imposed against domestic insurers under this section is imposed on and enforced against insurers domiciled in that state.
(b) A domestic insurer may not knowingly solicit insurance business in a reciprocating state in which the domestic insurer is not licensed as an authorized insurer.
(c) This section does not prohibit advertising through publication or by radio, television, or other broadcasts originating outside the reciprocating state if:
(1) the insurer is licensed to engage in the insurance business in a majority of the states in which the advertising is disseminated; and
(2) the advertising is not specifically directed to residents of the reciprocating state.
(d) This section does not prohibit:
(1) insurance covering persons or risks located in a reciprocating state under contracts solicited and issued in states in which the insurer is then licensed; or
(2) insurance effectuated by the insurer as an unauthorized insurer under the laws of the reciprocating state.
(e) If the Commissioner finds, after a hearing, that a domestic insurer has violated this section, the Commissioner shall suspend or revoke the certificate of authority of the domestic insurer.
(b) A domestic insurer may not knowingly solicit insurance business in a reciprocating state in which the domestic insurer is not licensed as an authorized insurer.
(c) This section does not prohibit advertising through publication or by radio, television, or other broadcasts originating outside the reciprocating state if:
(1) the insurer is licensed to engage in the insurance business in a majority of the states in which the advertising is disseminated; and
(2) the advertising is not specifically directed to residents of the reciprocating state.
(d) This section does not prohibit:
(1) insurance covering persons or risks located in a reciprocating state under contracts solicited and issued in states in which the insurer is then licensed; or
(2) insurance effectuated by the insurer as an unauthorized insurer under the laws of the reciprocating state.
(e) If the Commissioner finds, after a hearing, that a domestic insurer has violated this section, the Commissioner shall suspend or revoke the certificate of authority of the domestic insurer.
Status: in_force · Read it on the official government site
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