Internal prototype — noindexed, not linked from public navigation yet.

Md. Code, State Personnel and Pensions § 28-401

This is the official text of Md. Code, State Personnel and Pensions § 28-401, part of Maryland’s Code, State Personnel and Pensions — governs state employees and public pensions.

Not legal advice. This page reproduces the official text of a government statute for reference only. Laws change, and how a statute applies depends on your specific facts. For advice about your situation, consult a licensed attorney in your state.

§28–401.

Official statutory text

(a) (1) Subject to paragraphs (2) and (3) of this subsection, a member may retire with a normal service retirement allowance if, on or before the date of retirement, the member:

(i) has at least 25 years of eligibility service;

(ii) is at least 62 years old; or

(iii) is at least 60 years old and has transferred to the Local Fire and Police System from the Employees’ Retirement System.

(2) To retire under this subsection, a member shall complete and submit a written application to the Board of Trustees on the form that the Board of Trustees provides stating the date when the member desires to retire.

(3) A member may not retire before the first day of the month after employment ends.

(b) Except as provided in subsections (c) and (d) of this section, on retirement under this section, a member is entitled to receive a normal service retirement allowance that equals the number of years of the member’s creditable service multiplied by:

(1) 1% of the member’s average final compensation that is not in excess of the Social Security integration level; and

(2) 1.5% of the member’s average final compensation that exceeds the Social Security integration level.

(c) (1) This subsection applies to a member:

(i) who has not transferred from the Employees’ Retirement System; and

(ii) whose employer does not contribute to Social Security.

(2) On retirement under this section, a member is entitled to receive a normal service retirement allowance that equals the number of years of the member’s creditable service multiplied by 1.5% of the member’s average final compensation.

(d) (1) This subsection applies to a member who has transferred from the Employees’ Retirement System.

(2) On retirement under this section, a member is entitled to receive a normal service retirement allowance that equals:

(i) 2% of the member’s average final compensation multiplied by each year of the member’s first 30 years of creditable service; and

(ii) 1% of the member’s average final compensation multiplied by each year of creditable service in excess of 30 years.

Status: reserved · Read it on the official government site

Need a lawyer in Maryland?

Find a Maryland lawyer
About this page: Statute text is reproduced from official government publishers via the Open US Law dataset (Vaquill AI, snapshot v2026.08, CC BY 4.0). Primary legislative text like this is public domain under the government-edicts doctrine (Georgia v. Public.Resource.Org, 2020). We link every section back to its official source so you can verify it independently.