N.Y. GBS Law § 252

§ 252. Definitions. For purposes of this article:\n (a) The term "consumer" means an individual.\n (b) The term "creditor' means a person regularly engaged in the\nbusiness of making loans.\n (c) The term "seller" means a person who sells or agrees to sell\npersonal property or furnishes or renders or agrees to furnish or render\nservices.\n (d) The term "consumer loan" means a loan of money by a creditor to a\nconsumer for which the consumer's obligation is payable in installments\nor for which a finance or other charge is or may be imposed.\n (e) The term "consumer sale" means a sale by a seller to a consumer of\npersonal property or services for personal, family or household\npurposes.\n (f) The term "person related to the seller" means with respect to an\nindividual seller:\n (1) the spouse of the seller;\n (2) a brother, brother-in-law, sister or sister-in-law of the seller;\n (3) an ancestor or lineal descendant of the seller or his spouse; and\n (4) any other relative, by blood or marriage of the seller or his\nspouse who shares a residence with the seller.\n (g) The term "person related to the seller" means with respect to any\nother seller:\n (1) a person directly or indirectly controlling, controlled by or\nunder common control with the seller;\n (2) an officer or director of the seller, or a person performing\nsimilar functions with respect to the seller; the spouse of any such\nperson; and any other relative by blood or marriage of any such person\nwho shares a residence with such person.\n (h) A creditor who is not an individual shall be a "person related to\nthe seller" if an officer of the creditor or a person performing similar\nfunctions, whose duties include participation in or supervision over the\nconsumer loan the proceeds of which were primarily used in the consumer\nsale, is a person related to the seller under (f) and (g) of this\nsection.\n