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N.Y. ISC Law § 2318

This is the official text of N.Y. ISC Law § 2318, part of New York’s ISC Law — part of the compiled statutory law of New York, published by the state as "ISC Law." Browse the sections below, each linked to its official government source.

Not legal advice. This page reproduces the official text of a government statute for reference only. Laws change, and how a statute applies depends on your specific facts. For advice about your situation, consult a licensed attorney in your state.

Risk sharing plans

Official statutory text

§ 2318. Risk sharing plans. Agreements may be made among insurers with\nrespect to the equitable apportionment among them of insurance which may\nbe afforded applicants who are in good faith entitled to but are unable\nto procure such insurance through ordinary methods, and such insurers\nmay agree among themselves on the use of reasonable rate modifications\nsubject to the approval of the superintendent; but this section shall\nnot apply to workers' compensation insurance.\n

Status: in_force · Read it on the official government site

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About this page: Statute text is reproduced from official government publishers via the Open US Law dataset (Vaquill AI, snapshot v2026.08, CC BY 4.0). Primary legislative text like this is public domain under the government-edicts doctrine (Georgia v. Public.Resource.Org, 2020). We link every section back to its official source so you can verify it independently.