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N.Y. ISC Law § 3113

This is the official text of N.Y. ISC Law § 3113, part of New York’s ISC Law — part of the compiled statutory law of New York, published by the state as "ISC Law." Browse the sections below, each linked to its official government source.

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Consent of and notification of an irrevocable beneficiary under a court order of divorce or separation

Official statutory text

§ 3113. Consent of and notification of an irrevocable beneficiary\nunder a court order of divorce or separation. In any case where a policy\nowner has, pursuant to an order of separation or divorce, designated his\nor her spouse or children as the irrevocable beneficiary of a policy of\ninsurance subject to the provisions of section three thousand two\nhundred three of this chapter, and a copy of such order has been served,\nby registered mail, on the home office of the insurer specifying the\nname and mailing address of the spouse or children, such insurer shall:\n (a) prohibit the policy holder from borrowing from the cash value or\nchanging the named beneficiary of such insurance policy without the\nwritten consent of the irrevocable beneficiary; and\n (b) provide written notification to the irrevocable beneficiary in the\nevent that such insurance policy is scheduled to lapse due to\nnon-payment of premium.\n

Status: in_force · Read it on the official government site

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About this page: Statute text is reproduced from official government publishers via the Open US Law dataset (Vaquill AI, snapshot v2026.08, CC BY 4.0). Primary legislative text like this is public domain under the government-edicts doctrine (Georgia v. Public.Resource.Org, 2020). We link every section back to its official source so you can verify it independently.