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Statutes » New York » ISC Law » Article 34

N.Y. ISC Law § 3429

This is the official text of N.Y. ISC Law § 3429, part of New York’s ISC Law — part of the compiled statutory law of New York, published by the state as "ISC Law." Browse the sections below, each linked to its official government source.

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Geographical location of risks; fire, fire and extended coverage policies; private passenger automobile insurance policies

Official statutory text

§ 3429. Geographical location of risks; fire, fire and extended\ncoverage policies; private passenger automobile insurance policies. (a)\nNo insurer shall refuse to issue or renew or shall cancel a policy of:\n (1) fire insurance or fire and extended coverage insurance, or\n (2) automobile insurance subject to section three thousand four\nhundred twenty-five of this article\nbased solely on the geographical location of the risk within this state.\nSuch prohibition shall not preclude an insurer from refusing to issue or\nrenew or from cancelling such policies based on sound underwriting and\nactuarial principles reasonably related to actual or anticipated loss\nexperience subject to the applicable provisions of section three\nthousand four hundred twenty-five of this article.\n (b) The superintendent shall by regulation establish procedures with\nrespect to notification to insureds of the insurer's specific reason or\nreasons for refusal to issue or renew or for cancellation of such\npolicy.\n

Status: in_force · Read it on the official government site

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About this page: Statute text is reproduced from official government publishers via the Open US Law dataset (Vaquill AI, snapshot v2026.08, CC BY 4.0). Primary legislative text like this is public domain under the government-edicts doctrine (Georgia v. Public.Resource.Org, 2020). We link every section back to its official source so you can verify it independently.