N.Y. ISC Law § 5913
This is the official text of N.Y. ISC Law § 5913, part of New York’s ISC Law — part of the compiled statutory law of New York, published by the state as "ISC Law." Browse the sections below, each linked to its official government source.
Not legal advice. This page reproduces the official text of a government statute for reference only. Laws change, and how a statute applies depends on your specific facts. For advice about your situation, consult a licensed attorney in your state.
Financial responsibility
Official statutory text
§ 5913. Financial responsibility. Except as provided in sections three\nhundred eleven and three hundred seventy of the vehicle and traffic law,\nwherever pursuant to the laws of this state or any political subdivision\nof this state a demonstration of financial responsibility is required as\na condition for obtaining a license or permit to undertake specified\nactivities, if any such requirement may not be satisfied by obtaining\ninsurance coverage from an insurer not authorized to do business in this\nstate, such requirement may not be satisfied by purchasing insurance\nfrom a risk retention group not chartered in this state. Every insurance\npolicy issued by a risk retention group not chartered in this state\npursuant to sections three hundred eleven and three hundred seventy of\nthe vehicle and traffic law shall contain the notice set forth in\nsection five thousand nine hundred five of this article.\n
Status: in_force · Read it on the official government site
Need a lawyer in New York?
Find a New York lawyer
About this page: Statute text is reproduced from official government publishers via the
Open US Law dataset
(Vaquill AI, snapshot v2026.08, CC BY 4.0). Primary legislative text like this is public domain under the government-edicts doctrine
(Georgia v. Public.Resource.Org, 2020). We link every section back to its official source so you can verify it independently.