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N.Y. NAV Law § 78-A

This is the official text of N.Y. NAV Law § 78-A, part of New York’s NAV Law — part of the compiled statutory law of New York, published by the state as "NAV Law." Browse the sections below, each linked to its official government source.

Not legal advice. This page reproduces the official text of a government statute for reference only. Laws change, and how a statute applies depends on your specific facts. For advice about your situation, consult a licensed attorney in your state.

Insurance rate reduction

Official statutory text

§ 78-a. Insurance rate reduction. Any insurance carrier licensed to\nissue yacht or boating liability insurance in this state is authorized\nto grant rate reductions with the approval of the department of\nfinancial services to any owner of a yacht or boat who has successfully\ncompleted a boating safety course or an advanced boating safety course\nor holds a valid United States Coast Guard operators license.\n

Status: in_force · Read it on the official government site

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About this page: Statute text is reproduced from official government publishers via the Open US Law dataset (Vaquill AI, snapshot v2026.08, CC BY 4.0). Primary legislative text like this is public domain under the government-edicts doctrine (Georgia v. Public.Resource.Org, 2020). We link every section back to its official source so you can verify it independently.