N.Y. PEN Law § 190.00

§ 190.00 Issuing a bad check; definitions of terms.\n The following definitions are applicable to this article:\n 1. "Check" means any check, draft or similar sight order for the\npayment of money which is not post-dated with respect to the time of\nutterance.\n 2. "Drawer" of a check means a person whose name appears thereon as\nthe primary obligor, whether the actual signature be that of himself or\nof a person purportedly authorized to draw the check in his behalf.\n 3. "Representative drawer" means a person who signs a check as drawer\nin a representative capacity or as agent of the person whose name\nappears thereon as the principal drawer or obligor.\n 4. "Utter." A person "utters" a check when, as a drawer or\nrepresentative drawer thereof, he delivers it or causes it to be\ndelivered to a person who thereby acquires a right against the drawer\nwith respect to such check. One who draws a check with intent that it be\nso delivered is deemed to have uttered it if the delivery occurs.\n 5. "Pass." A person "passes" a check when, being a payee, holder or\nbearer of a check which previously has been or purports to have been\ndrawn and uttered by another, he delivers it, for a purpose other than\ncollection, to a third person who thereby acquires a right with respect\nthereto.\n 6. "Funds" means money or credit.\n 7. "Insufficient funds." A drawer has "insufficient funds" with a\ndrawee to cover a check when he has no funds or account whatever, or\nfunds in an amount less than that of the check; and a check dishonored\nfor "no account" shall also be deemed to have been dishonored for\n"insufficient funds."\n