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Statutes » New York » RPA Law » Article 13

N.Y. RPA Law § 1320

This is the official text of N.Y. RPA Law § 1320, part of New York’s RPA Law — part of the compiled statutory law of New York, published by the state as "RPA Law." Browse the sections below, each linked to its official government source.

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Special summons requirement in private residence cases

Official statutory text

§ 1320. Special summons requirement in private residence cases. In an\naction to foreclose a mortgage on a residential property containing not\nmore than three units, in addition to the usual requirements applicable\nto a summons in the court, the summons shall contain a notice in\nboldface in the following form:\n NOTICE\n YOU ARE IN DANGER OF LOSING YOUR HOME\n If you do not respond to this summons and complaint by serving a copy\nof the answer on the attorney for the mortgage company who filed this\nforeclosure proceeding against you and filing the answer with the court,\na default judgment may be entered and you can lose your home.\n Speak to an attorney or go to the court where your case is pending for\nfurther information on how to answer the summons and protect your\nproperty.\n Sending a payment to your mortgage company will not stop this\nforeclosure action.\n YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR\nTHE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER WITH THE COURT.\n

Status: in_force · Read it on the official government site

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About this page: Statute text is reproduced from official government publishers via the Open US Law dataset (Vaquill AI, snapshot v2026.08, CC BY 4.0). Primary legislative text like this is public domain under the government-edicts doctrine (Georgia v. Public.Resource.Org, 2020). We link every section back to its official source so you can verify it independently.