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N.Y. UCC Law § 3-204

This is the official text of N.Y. UCC Law § 3-204, part of New York’s UCC Law — part of the compiled statutory law of New York, published by the state as "UCC Law." Browse the sections below, each linked to its official government source.

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Special Indorsement; Blank Indorsement

Official statutory text

Section 3--204. Special Indorsement; Blank Indorsement.\n (1) A special indorsement specifies the person to whom or to whose\norder it makes the instrument payable. Any instrument specially indorsed\nbecomes payable to the order of the special indorsee and may be further\nnegotiated only by his indorsement.\n (2) An indorsement in blank specifies no particular indorsee and may\nconsist of a mere signature. An instrument payable to order and indorsed\nin blank becomes payable to bearer and may be negotiated by delivery\nalone until specially indorsed.\n (3) The holder may convert a blank indorsement into a special\nindorsement by writing over the signature of the indorser in blank any\ncontract consistent with the character of the indorsement.\n

Status: in_force · Read it on the official government site

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About this page: Statute text is reproduced from official government publishers via the Open US Law dataset (Vaquill AI, snapshot v2026.08, CC BY 4.0). Primary legislative text like this is public domain under the government-edicts doctrine (Georgia v. Public.Resource.Org, 2020). We link every section back to its official source so you can verify it independently.