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N.Y. UCC Law § 3-411

This is the official text of N.Y. UCC Law § 3-411, part of New York’s UCC Law — part of the compiled statutory law of New York, published by the state as "UCC Law." Browse the sections below, each linked to its official government source.

Not legal advice. This page reproduces the official text of a government statute for reference only. Laws change, and how a statute applies depends on your specific facts. For advice about your situation, consult a licensed attorney in your state.

Certification of a Check

Official statutory text

Section 3--411. Certification of a Check.\n (1) Certification of a check is acceptance. Where a holder procures\ncertification the drawer and all prior indorsers are discharged.\n (2) Unless otherwise agreed a bank has no obligation to certify a\ncheck.\n (3) A bank may certify a check before returning it for lack of proper\nindorsement. If it does so the drawer is discharged.\n

Status: in_force · Read it on the official government site

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About this page: Statute text is reproduced from official government publishers via the Open US Law dataset (Vaquill AI, snapshot v2026.08, CC BY 4.0). Primary legislative text like this is public domain under the government-edicts doctrine (Georgia v. Public.Resource.Org, 2020). We link every section back to its official source so you can verify it independently.