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N.Y. UCC Law § 3-605

This is the official text of N.Y. UCC Law § 3-605, part of New York’s UCC Law — part of the compiled statutory law of New York, published by the state as "UCC Law." Browse the sections below, each linked to its official government source.

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Cancellation and Renunciation

Official statutory text

Section 3--605. Cancellation and Renunciation.\n (1) The holder of an instrument may even without consideration\ndischarge any party\n (a) in any manner apparent on the face of the instrument or the\n indorsement, as by intentionally cancelling the instrument or\n the party's signature by destruction or mutilation, or by\n striking out the party's signature; or\n (b) by renouncing his rights by a writing signed and delivered or\n by surrender of the instrument to the party to be discharged.\n (2) Neither cancellation nor renunciation without surrender of the\ninstrument affects the title thereto.\n (3) The obligation of a party to pay a check is not discharged solely\nby destruction of the check in connection with a process in which\ninformation is extracted from the check and an image of the check is\nmade and, subsequently, the information and image are transmitted for\npayment.\n

Status: in_force · Read it on the official government site

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About this page: Statute text is reproduced from official government publishers via the Open US Law dataset (Vaquill AI, snapshot v2026.08, CC BY 4.0). Primary legislative text like this is public domain under the government-edicts doctrine (Georgia v. Public.Resource.Org, 2020). We link every section back to its official source so you can verify it independently.