N.Y. WKC Law § 100

§ 100. Insurance against liability to volunteer firefighters and\nambulance workers. Insurance contracts issued by the state insurance\nfund to insure political subdivisions against liability in relation to\nvolunteer firefighters or volunteer ambulance workers under the\nvolunteer firefighters' benefit law or the volunteer ambulance workers'\nbenefit law shall be designated "volunteer firefighters' benefit\ninsurance" or "volunteer ambulance workers' benefit insurance". The\nprovisions of this article which are not inconsistent with such laws\nshall be applicable in relation to such insurance. The following terms\nused in this article, unless inconsistent with the volunteer\nfirefighters' benefit law or the volunteer ambulance workers' benefit\nlaw, are hereby enlarged as follows:\n 1. "Employer" includes any political subdivision liable for benefits\npursuant to the volunteer firefighters' benefit law or the volunteer\nambulance workers' benefit law.\n 2. "Employee" includes a volunteer firefighter or volunteer ambulance\nworker who has been or might be injured in line of duty or who dies or\nmight die from such an injury. When a political subdivision or a\ndistrict or area thereof is responsible for the payment of benefits\npursuant to the volunteer firefighters' benefit law or the volunteer\nambulance workers' benefit law, it shall be deemed the "employer" of\nsuch "employee."\n 3. "Workers' compensation" and "compensation" include the benefits in\nrelation to volunteer firefighters or volunteer ambulance workers\npursuant to the volunteer firefighters' benefit law or the volunteer\nambulance workers' benefit law.\n 4. "This chapter" includes the volunteer firefighters' benefit law and\nthe volunteer ambulance workers' benefit law, except when such a meaning\nis inconsistent with this article.\n