Okla. Stat. tit. 14A, § 14A-4-110
This is the official text of Okla. Stat. tit. 14A, § 14A-4-110, part of Oklahoma’s Stat. tit. 14A, — part of the compiled statutory law of Oklahoma, published by the state as "Stat. tit. 14A,." Browse the sections below, each linked to its official government source.
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Charge for insurance in connection with a deferral,
Official statutory text
refinancing, or consolidation - Duplicate charges.
(1) A creditor may not contract for or receive a separate
charge for insurance in connection with a deferral (Section 2-204 or
Section 3-204), a refinancing (Section 2-205 or Section 3-205), or a
consolidation (Section 2-206 or Section 3-206), unless
(a) the debtor agrees at or before the time of the
deferral, refinancing, or consolidation that the
charge may be made;
(b) the debtor is or is to be provided with insurance for
an amount or a term, or insurance of a kind, in
addition to that to which he would have been entitled
had there been no deferral, refinancing, or
consolidation;
(c) the debtor receives a refund or credit on account of
any unexpired term of existing insurance in the amount
that would be required if the insurance were
terminated (Section 4-108); and
(d) the charge does not exceed the amount permitted by
this article (Section 4-107).
(2) A creditor may not contract for or receive a separate
charge for insurance which duplicates insurance with respect to
which the creditor has previously contracted for or received a
separate charge.
(1) A creditor may not contract for or receive a separate
charge for insurance in connection with a deferral (Section 2-204 or
Section 3-204), a refinancing (Section 2-205 or Section 3-205), or a
consolidation (Section 2-206 or Section 3-206), unless
(a) the debtor agrees at or before the time of the
deferral, refinancing, or consolidation that the
charge may be made;
(b) the debtor is or is to be provided with insurance for
an amount or a term, or insurance of a kind, in
addition to that to which he would have been entitled
had there been no deferral, refinancing, or
consolidation;
(c) the debtor receives a refund or credit on account of
any unexpired term of existing insurance in the amount
that would be required if the insurance were
terminated (Section 4-108); and
(d) the charge does not exceed the amount permitted by
this article (Section 4-107).
(2) A creditor may not contract for or receive a separate
charge for insurance which duplicates insurance with respect to
which the creditor has previously contracted for or received a
separate charge.
Status: in_force · Read it on the official government site
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