Okla. Stat. tit. 14A, § 14A-5-301
This is the official text of Okla. Stat. tit. 14A, § 14A-5-301, part of Oklahoma’s Stat. tit. 14A, — part of the compiled statutory law of Oklahoma, published by the state as "Stat. tit. 14A,." Browse the sections below, each linked to its official government source.
Not legal advice. This page reproduces the official text of a government statute for reference only. Laws change, and how a statute applies depends on your specific facts. For advice about your situation, consult a licensed attorney in your state.
Willful violations
Official statutory text
(1) A supervised lender who willfully makes charges in excess
of those permitted by the provisions of the article on loans
(Article 3) applying to supervised loans (Part 5) is guilty of a
misdemeanor and upon conviction may be sentenced to pay a fine not
exceeding Five Hundred Dollars ($500.00), or to imprisonment not
exceeding one (1) year, or both.
(2) A person, other than a supervised financial organization,
who willfully engages in the business of making supervised loans
without a license in violation of the provisions of this act
applying to authority to make supervised loans (Section 3-502) is
guilty of a misdemeanor and upon conviction may be sentenced to pay
a fine not exceeding Five Thousand Dollars ($5,000.00), or to
imprisonment not exceeding one (1) year, or both.
(3) A person who willfully engages in the business of making
consumer credit sale, consumer leases, or consumer loans, or of
taking assignments of rights against debtors arising therefrom and
undertakes direct collection of payments or enforcement of these
rights, without complying with the provisions of this act concerning
notification (Section 6-202) or payment of fees (Section 6-203), is
guilty of a misdemeanor and upon conviction may be sentenced to pay
a fine not exceeding Five Hundred Dollars ($500.000).
of those permitted by the provisions of the article on loans
(Article 3) applying to supervised loans (Part 5) is guilty of a
misdemeanor and upon conviction may be sentenced to pay a fine not
exceeding Five Hundred Dollars ($500.00), or to imprisonment not
exceeding one (1) year, or both.
(2) A person, other than a supervised financial organization,
who willfully engages in the business of making supervised loans
without a license in violation of the provisions of this act
applying to authority to make supervised loans (Section 3-502) is
guilty of a misdemeanor and upon conviction may be sentenced to pay
a fine not exceeding Five Thousand Dollars ($5,000.00), or to
imprisonment not exceeding one (1) year, or both.
(3) A person who willfully engages in the business of making
consumer credit sale, consumer leases, or consumer loans, or of
taking assignments of rights against debtors arising therefrom and
undertakes direct collection of payments or enforcement of these
rights, without complying with the provisions of this act concerning
notification (Section 6-202) or payment of fees (Section 6-203), is
guilty of a misdemeanor and upon conviction may be sentenced to pay
a fine not exceeding Five Hundred Dollars ($500.000).
Status: in_force · Read it on the official government site
Need a lawyer in Oklahoma?
Find a Oklahoma lawyer
About this page: Statute text is reproduced from official government publishers via the
Open US Law dataset
(Vaquill AI, snapshot v2026.08, CC BY 4.0). Primary legislative text like this is public domain under the government-edicts doctrine
(Georgia v. Public.Resource.Org, 2020). We link every section back to its official source so you can verify it independently.