Okla. Stat. tit. 24, § 24-159
This is the official text of Okla. Stat. tit. 24, § 24-159, part of Oklahoma’s Stat. tit. 24, — part of the compiled statutory law of Oklahoma, published by the state as "Stat. tit. 24,." Browse the sections below, each linked to its official government source.
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Failure to comply - Use of false pretenses - Penalties
Official statutory text
A. Any person who willfully fails to comply with any
requirement imposed under the provisions of this act with respect to
any consumer is liable to that consumer in an amount equal to the
sum of:
1. Any actual damages sustained by the consumer; and
2. In the case of any successful action to enforce any
liability under the provisions of this act, the costs of the action
together with reasonable attorney fees as determined by the court.
Oklahoma Statutes - Title 24. Debtor and Creditor Page 39
B. Any person who obtains a consumer report, requests a
security freeze, or requests the temporary lift of a security freeze
or the removal of a security freeze from a consumer reporting agency
under false pretenses or in an attempt to violate federal or state
law shall be liable to the consumer reporting agency for actual
damages sustained by the consumer reporting agency or One Thousand
Dollars ($1,000.00), whichever is greater.
C. Any person who is negligent in failing to comply with any
requirement imposed under this act with respect to any consumer is
liable to that consumer in an amount equal to the sum of:
1. Any actual damages sustained by the consumer as a result of
the failure; and
2. In the case of any successful action to enforce any
liability under this section, the costs of the action together with
reasonable attorney fees as determined by the court.
D. Upon a finding by the court that an unsuccessful pleading,
motion, or other paper filed in connection with an action under the
provisions of this section was filed in bad faith or for purposes of
harassment, the court shall award to the prevailing party reasonable
attorney fees in relation to the work expended in responding to the
pleading, motion, or other paper.
requirement imposed under the provisions of this act with respect to
any consumer is liable to that consumer in an amount equal to the
sum of:
1. Any actual damages sustained by the consumer; and
2. In the case of any successful action to enforce any
liability under the provisions of this act, the costs of the action
together with reasonable attorney fees as determined by the court.
Oklahoma Statutes - Title 24. Debtor and Creditor Page 39
B. Any person who obtains a consumer report, requests a
security freeze, or requests the temporary lift of a security freeze
or the removal of a security freeze from a consumer reporting agency
under false pretenses or in an attempt to violate federal or state
law shall be liable to the consumer reporting agency for actual
damages sustained by the consumer reporting agency or One Thousand
Dollars ($1,000.00), whichever is greater.
C. Any person who is negligent in failing to comply with any
requirement imposed under this act with respect to any consumer is
liable to that consumer in an amount equal to the sum of:
1. Any actual damages sustained by the consumer as a result of
the failure; and
2. In the case of any successful action to enforce any
liability under this section, the costs of the action together with
reasonable attorney fees as determined by the court.
D. Upon a finding by the court that an unsuccessful pleading,
motion, or other paper filed in connection with an action under the
provisions of this section was filed in bad faith or for purposes of
harassment, the court shall award to the prevailing party reasonable
attorney fees in relation to the work expended in responding to the
pleading, motion, or other paper.
Status: in_force · Read it on the official government site
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