Okla. Stat. tit. 36, § 36-1250.2
This is the official text of Okla. Stat. tit. 36, § 36-1250.2, part of Oklahoma’s Stat. tit. 36, — part of the compiled statutory law of Oklahoma, published by the state as "Stat. tit. 36,." Browse the sections below, each linked to its official government source.
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Definitions
Official statutory text
As used in the Unfair Claims Settlement Practices Act:
1. "Agent" means any individual, corporation, association,
partnership, or other legal entity authorized to represent an
insurer with respect to a claim;
2. "Claimant" means either a first party claimant, a third
party claimant, or both, and includes such claimant's designated
legal representatives and includes a member of the claimant's
immediate family designated by the claimant;
3. "Commissioner" means the Insurance Commissioner;
4. "First-party claimant" means an individual, corporation,
association, partnership, or other legal entity, including a
subscriber under any plan providing health services, asserting a
right to payment pursuant to an insurance policy or insurance
contract for an occurrence of contingency or loss covered by such
policy or contract;
5. "Health benefit plan" means group hospital or medical
insurance coverage, a not-for-profit hospital or medical service or
indemnity plan, a prepaid health plan, a health maintenance
organization plan, a preferred provider organization plan, the State
and Education Employees Group Health Insurance Plan, and coverage
provided by a Multiple Employer Welfare Arrangement (MEWA) or
employee self-insured plan except as exempt under federal ERISA
provisions. The term shall not include short-term accident, fixed
indemnity, or specified disease policies, disability income
contracts, limited benefit or credit disability insurance, workers'
compensation insurance coverage, automobile medical payment
insurance, or insurance under which benefits are payable with or
without regard to fault and which is required by law to be contained
in any liability insurance policy or equivalent self-insurance;
6. "Insurance policy or insurance contract" means any contract
of insurance, certificate, indemnity, medical or hospital service,
suretyship, annuity, subscriber certificate or any evidence of
coverage of a health maintenance organization issued, proposed for
issuance, or intended for issuance by any entity subject to this
Code;
7. "Insurer" means a person licensed by the Commissioner to
issue or who issues any insurance policy or insurance contract in
this state and also includes health maintenance organizations.
Provided that, for the purposes of paragraphs 15 and 16 of Section
1250.5 of this title, "insurer" shall include the State and
Education Employees Group Insurance Board;
Oklahoma Statutes - Title 36. Insurance Page 306
8. "Investigation" means all activities of an insurer directly
or indirectly related to the determination of liabilities under
coverages afforded by an insurance policy or insurance contract;
9. "Notification of claim" means any notification, whether in
writing or other means acceptable under the terms of an insurance
policy or insurance contract, to an insurer or its agent, by a
claimant, which reasonably apprises the insurer of the facts
pertinent to a claim;
10. "Preauthorization/precertification" means a determination
by a health benefit plan, based on the information presented at the
time by the health care provider, that health care services proposed
by the health care provider are medically necessary. The term shall
include "authorization", "certification" and any other term that
would be a reliable determination by a health benefit plan. A
preauthorization/precertification from a previous health plan shall
not bind a succeeding health benefit plan;
11. "Third-party claimant" means any individual, corporation,
association, partnership, or other legal entity asserting a claim
against any individual, corporation, association, partnership, or
other legal entity insured under an insurance policy or insurance
contract; and
12. "Verification of eligibility" means a representation by a
health benefit plan to a health care provider that a claimant is
entitled to covered benefits under the policy. Such verification of
partnership, or other legal entity asserting a claim
against any individual, corporation, association, partnership, or
other legal entity insured under an insurance policy or insurance
contract; and
12. "Verification of eligibility" means a representation by a
health benefit plan to a health care provider that a claimant is
entitled to covered benefits under the policy. Such verification of
eligibility shall be valid for four (4) business days from the date
given by the health benefit plan.
1. "Agent" means any individual, corporation, association,
partnership, or other legal entity authorized to represent an
insurer with respect to a claim;
2. "Claimant" means either a first party claimant, a third
party claimant, or both, and includes such claimant's designated
legal representatives and includes a member of the claimant's
immediate family designated by the claimant;
3. "Commissioner" means the Insurance Commissioner;
4. "First-party claimant" means an individual, corporation,
association, partnership, or other legal entity, including a
subscriber under any plan providing health services, asserting a
right to payment pursuant to an insurance policy or insurance
contract for an occurrence of contingency or loss covered by such
policy or contract;
5. "Health benefit plan" means group hospital or medical
insurance coverage, a not-for-profit hospital or medical service or
indemnity plan, a prepaid health plan, a health maintenance
organization plan, a preferred provider organization plan, the State
and Education Employees Group Health Insurance Plan, and coverage
provided by a Multiple Employer Welfare Arrangement (MEWA) or
employee self-insured plan except as exempt under federal ERISA
provisions. The term shall not include short-term accident, fixed
indemnity, or specified disease policies, disability income
contracts, limited benefit or credit disability insurance, workers'
compensation insurance coverage, automobile medical payment
insurance, or insurance under which benefits are payable with or
without regard to fault and which is required by law to be contained
in any liability insurance policy or equivalent self-insurance;
6. "Insurance policy or insurance contract" means any contract
of insurance, certificate, indemnity, medical or hospital service,
suretyship, annuity, subscriber certificate or any evidence of
coverage of a health maintenance organization issued, proposed for
issuance, or intended for issuance by any entity subject to this
Code;
7. "Insurer" means a person licensed by the Commissioner to
issue or who issues any insurance policy or insurance contract in
this state and also includes health maintenance organizations.
Provided that, for the purposes of paragraphs 15 and 16 of Section
1250.5 of this title, "insurer" shall include the State and
Education Employees Group Insurance Board;
Oklahoma Statutes - Title 36. Insurance Page 306
8. "Investigation" means all activities of an insurer directly
or indirectly related to the determination of liabilities under
coverages afforded by an insurance policy or insurance contract;
9. "Notification of claim" means any notification, whether in
writing or other means acceptable under the terms of an insurance
policy or insurance contract, to an insurer or its agent, by a
claimant, which reasonably apprises the insurer of the facts
pertinent to a claim;
10. "Preauthorization/precertification" means a determination
by a health benefit plan, based on the information presented at the
time by the health care provider, that health care services proposed
by the health care provider are medically necessary. The term shall
include "authorization", "certification" and any other term that
would be a reliable determination by a health benefit plan. A
preauthorization/precertification from a previous health plan shall
not bind a succeeding health benefit plan;
11. "Third-party claimant" means any individual, corporation,
association, partnership, or other legal entity asserting a claim
against any individual, corporation, association, partnership, or
other legal entity insured under an insurance policy or insurance
contract; and
12. "Verification of eligibility" means a representation by a
health benefit plan to a health care provider that a claimant is
entitled to covered benefits under the policy. Such verification of
partnership, or other legal entity asserting a claim
against any individual, corporation, association, partnership, or
other legal entity insured under an insurance policy or insurance
contract; and
12. "Verification of eligibility" means a representation by a
health benefit plan to a health care provider that a claimant is
entitled to covered benefits under the policy. Such verification of
eligibility shall be valid for four (4) business days from the date
given by the health benefit plan.
Status: in_force · Read it on the official government site
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