Okla. Stat. tit. 36, § 36-6712

As used in the Travel Insurance Act, the term:

1. “Aggregator site” means a website that provides access to

information regarding insurance products from more than one insurer,

including product and insurer information, for use in comparison

shopping;

2. “Blanket travel insurance” means a policy of travel

insurance issued to any eligible group providing coverage for

specific classes of persons defined in the policy, with coverage

provided to all members of the eligible group without a separate

charge to individual members of the eligible group;

3. “Cancellation fee waiver” means a contractual agreement

between a supplier of travel services and its customer to waive some

or all of the nonrefundable cancellation fee provisions of the

supplier’s underlying travel contract, with or without regard to the

reason for the cancellation or form of reimbursement. A

cancellation fee waiver is not insurance;

4. “Commissioner” means the Oklahoma Insurance Commissioner;

5. “Eligible group” means, solely for the purposes of travel

insurance, two or more persons who are engaged in a common

enterprise, or have an economic, educational or social affinity or

relationship including, but not limited to, any of the following:

a. any entity engaged in the business of providing travel

or travel services including, but not limited to, tour

operators, lodging providers, vacation property

owners, hotels and resorts, travel clubs, travel

agencies, property managers, cultural exchange

programs and common carriers or the operator, owner or

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lessor of a means of transportation of passengers

including, but not limited to, airlines, cruise lines,

railroads, steamship companies and public bus

carriers, wherein with regard to any particular travel

or type of travel or travelers, all members or

customers of the group must have a common exposure to

risk attendant to such travel,

b. any college, school or other institution of learning

covering students, teachers, employees or volunteers,

c. any employer covering any group of employees,

volunteers, contractors, board of directors,

dependents or guests,

d. any sports team, camp or sponsor thereof covering

participants, members, campers, employees, officials,

supervisors or volunteers,

e. any religious, charitable, recreational, educational

or civic organization or branch thereof covering any

group of members, participants or volunteers,

f. any financial institution or financial institution

vendor, or parent holding company, trustee or agent of

or designated by one or more financial institutions or

financial institution vendors, including

accountholders, credit card holders, debtors,

guarantors or purchasers,

g. any incorporated or unincorporated association,

including labor unions, having a common interest,

constitution and bylaws and organized and maintained

in good faith for purposes other than obtaining

insurance for members or participants of such

association covering its members,

h. any trust or the trustees of a fund established,

created or maintained for the benefit of and covering

members, employees or customers, subject to the

permission of the Insurance Commissioner, the use of a

trust and the state’s premium tax provisions in

Section 6714 of this title of one or more associations

meeting the above requirements of this paragraph,

i. any entertainment production company covering any

group of participants, volunteers, audience members,

contestants or workers,

j. any volunteer fire department, ambulance, rescue,

police, court or any first aid, civil defense or other

such volunteer group,

k. preschools, daycare institutions for children or

adults and senior citizen clubs,

l. any automobile or truck rental or leasing company

covering a group of individuals who may become

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renters, lessees or passengers defined by their travel
tment, ambulance, rescue,

police, court or any first aid, civil defense or other

such volunteer group,

k. preschools, daycare institutions for children or

adults and senior citizen clubs,

l. any automobile or truck rental or leasing company

covering a group of individuals who may become

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renters, lessees or passengers defined by their travel

status on the rented or leased vehicles. The common

carrier, the operator, owner or lessor of a means of

transportation or the automobile or truck rental or

leasing company is the policyholder under a policy to

which this paragraph applies, or

m. any other group where the Commissioner has determined

that the members are engaged in a common enterprise,

or have an economic, educational or social affinity or

relationship, and that issuance of the policy would

not be contrary to the public interest;

6. “Fulfillment materials” means documentation sent to the

purchaser of a travel protection plan confirming the purchase and

providing the coverage and assistance details of the travel

protection plan;

7. “Group travel insurance” means travel insurance issued to

any eligible group;

8. “Limited lines travel insurance producer” means a:

a. licensed managing general agent or third-party

administrator,

b. licensed insurance producer, including a limited lines

producer, or

c. travel administrator;

9. “Offer and disseminate” means providing general information,

including a description of the coverage and price, as well as

processing the application and collecting premiums;

10. “Travel administrator” means a person who directly or

indirectly underwrites, collects charges, collateral or premiums

from or adjusts or settles claims on residents of this state, in

connection with travel insurance, except that a person shall not be

considered a travel administrator if he or she is:

a. a person working for a travel administrator whose

activities are subject to the supervision and control

of the travel administrator,

b. an insurance producer selling insurance or engaged in

administrative and claims-related activities within

the scope of the license of the producer,

c. a travel retailer offering and disseminating travel

insurance and registered under the license of a

limited lines travel insurance producer in accordance

with the Travel Insurance Act,

d. an individual adjusting or settling claims in the

normal course of practice or employment of the

individual as an attorney-at-law and who does not

collect charges or premiums in connection with

insurance coverage, or

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e. a business entity that is affiliated with a licensed

insurer while acting as a travel administrator for the

direct and assumed insurance business of an affiliated

insurer;

11. “Travel assistance services” means noninsurance services

for which the consumer is not indemnified based on a fortuitous

event, and where providing the services does not result in transfer

or shifting of risk that would constitute the business of insurance.

Travel assistance services include, but are not limited to: security

advisories; destination information; vaccination and immunization

information services; travel reservation services; entertainment;

activity and event planning; translation assistance; emergency

messaging; international legal and medical referrals; medical case

monitoring; coordination of transportation arrangements; emergency

cash transfer assistance; medical prescription replacement

assistance; passport and travel document replacement assistance;

lost luggage assistance; concierge services; and any other service

that is furnished in connection with planned travel. Travel

assistance services are not insurance and not related to insurance;

12. “Travel insurance” means insurance coverage for personal

risks incident to planned travel, including:
cal prescription replacement

assistance; passport and travel document replacement assistance;

lost luggage assistance; concierge services; and any other service

that is furnished in connection with planned travel. Travel

assistance services are not insurance and not related to insurance;

12. “Travel insurance” means insurance coverage for personal

risks incident to planned travel, including:

a. interruption or cancellation of trip or event,

b. loss of baggage or personal effects,

c. damages to accommodations or rental vehicles,

d. sickness, accident, disability or death occurring

during travel,

e. emergency evacuation,

f. repatriation of remains, or

g. any other contractual obligations to indemnify or pay

a specified amount to the traveler upon determinable

contingencies related to travel as approved by the

Commissioner.

Travel insurance shall not include major medical plans that provide

comprehensive medical protection for travelers with trips lasting

longer than six (6) months including, but not limited to, those

working or residing overseas as an expatriate, or any other product

that requires a specific insurance producer license;

13. “Travel protection plans” means plans that provide one or

more of the following: travel insurance, travel assistance services

and cancellation fee waivers; and

14. “Travel retailer” means a business entity that makes,

arranges or offers planned travel and may offer and disseminate

travel insurance as a service to its customers on behalf of and

under the direction of a limited lines travel insurance producer.