Okla. Stat. tit. 36, § 36-6713

A. The Insurance Commissioner may issue a limited lines travel

insurance producer license to an individual or business entity that

has filed with the Commissioner an application for such license in a

form and manner prescribed by the Commissioner. The limited lines

travel insurance producer shall be licensed to sell, solicit or

negotiate travel insurance through a licensed insurer. No person

may act as a limited lines travel insurance producer or travel

insurance retailer unless properly licensed or registered,

respectively.

B. A travel retailer may offer and disseminate travel insurance

under a limited lines travel insurance producer business entity

license only if:

1. The limited lines travel insurance producer or travel

retailer provides to purchasers of travel insurance:

a. a description of the material terms or the actual

material terms of the insurance coverage,

b. a description of the process for filing a claim,

c. a description of the review or cancellation process

for the travel insurance policy, and

d. the identity and contact information of the insurer

and limited lines travel insurance producer;

2. At the time of licensure, the limited lines travel insurance

producer shall establish and maintain a register on a form

prescribed by the Commissioner of each travel retailer that offers

travel insurance on behalf of the limited lines travel insurance.

The register shall be maintained and updated by the limited lines

travel insurance producer and shall include the name, address and

contact information of the travel retailer and an officer or person

who directs or controls the operations of the travel retailer and

the federal tax identification number of the travel retailer. The

limited lines travel insurance producer shall submit the register to

the Insurance Department upon reasonable request. The limited lines

travel insurance producer shall also certify that the registered

travel retailer complies with 18 U.S.C., Section 1033. The grounds

for the suspension, revocation and the penalties applicable to

resident insurance producers, pursuant to Section 1435.13 of this

title, shall be applicable to the limited lines travel insurance

producers and travel retailers;

3. The limited lines travel insurance producer has designated

one of its employees, a designated responsible producer, who is a

licensed individual producer as the person responsible for the

compliance with the travel insurance laws and regulations applicable

to the limited lines travel insurance producer and its registrants;

4. The designated responsible producer, president, secretary,

treasurer and any other officer or person who directs or controls

the limited lines travel insurance producer’s insurance operations

Oklahoma Statutes - Title 36. Insurance Page 1350

comply with the fingerprinting requirements applicable to insurance

producers in the resident state of the limited lines travel

insurance producer;

5. The limited lines travel insurance producer has paid all

applicable insurance producer licensing fees as set forth in Section

1435.23 of this title; and

6. The limited lines travel insurance producer requires each

employee and authorized representative of the travel retailer whose

duties include offering and disseminating travel insurance to

receive a program of instruction or training, which is subject to

the discretion of the Commissioner to review and approve. The

training material shall, at a minimum, contain adequate instructions

on the types of insurance offered, ethical sales practices and

required disclosures to prospective customers.

C. Any travel retailer offering or disseminating travel

insurance shall make available to prospective purchasers brochures

or other written materials that have been approved by the travel

insurer. Such materials shall include information which, at a

minimum:

1. Provides the identity and contact information of the insurer
cal sales practices and

required disclosures to prospective customers.

C. Any travel retailer offering or disseminating travel

insurance shall make available to prospective purchasers brochures

or other written materials that have been approved by the travel

insurer. Such materials shall include information which, at a

minimum:

1. Provides the identity and contact information of the insurer

and the limited lines travel insurance producer;

2. Explains that the purchase of travel insurance is not

required in order to purchase any other product or service from the

travel retailer; and

3. Explains that an unlicensed travel retailer is permitted to

provide only general information about the insurance offered by the

travel retailer, including a description of the coverage and price,

but is not qualified or authorized to answer technical questions

about the terms and conditions of the insurance offered by the

travel retailer or to evaluate the adequacy of the customer’s

existing insurance coverage.

D. A travel retailer employee or authorized representative who

is not licensed as an insurance producer may not:

1. Evaluate or interpret the technical terms, benefits and

conditions of the offered travel insurance coverage;

2. Evaluate or provide advice concerning existing insurance

coverage for a prospective purchaser; or

3. Hold himself, herself or itself out as a licensed insurer,

licensed producer or insurance expert.

E. Notwithstanding any other provision in law, a travel

retailer whose insurance-related activities, and those of its

employees and authorized representatives, are limited to offering

and disseminating travel insurance on behalf of and under the

direction of a limited lines travel insurance producer meeting the

conditions stated in the Travel Insurance Act, is authorized to

receive related compensation, upon registration by the limited lines

Oklahoma Statutes - Title 36. Insurance Page 1351

travel insurance producer as described in paragraph 2 of subsection

B of this section.

F. As the insurer designee, the limited lines travel insurance

producer is responsible for the acts of the travel retailer and

shall use reasonable means to ensure compliance by the travel

retailer with the Travel Insurance Act.

G. Any person licensed as an insurance producer with a line of

authority set forth in paragraphs 1 through 4, 6 and 7 of subsection

A of Section 1435.8 of this title is authorized to sell, solicit and

negotiate travel insurance. The producer is not required to be

appointed by an insurer in order to sell, solicit or negotiate the

travel insurance.