Okla. Stat. tit. 47, § 47-7-203

Oklahoma Statutes - Title 47. Motor Vehicles Page 409

The provisions in this chapter requiring security, proof of

financial responsibility, and suspension in this article shall not

apply:

1. To the driver or owner if the owner had in effect at the

time of the accident a motor vehicle liability policy with respect

to the vehicle involved in the accident; provided, a driver shall

not be exempt under this paragraph if at the time of the accident

the vehicle was being operated without the permission, express or

implied, of the owner;

2. To the driver, if not the owner of the vehicle involved in

the accident, if there was in effect at the time of the accident a

motor vehicle liability policy with respect to the operation of

vehicles not owned by the driver;

3. To a driver or owner whose liability for damages resulting

from the accident is, in the judgment of the Department, covered by

any other form of motor vehicle liability insurance policy;

4. To any person qualifying as a self-insurer under Section 7-

503 of this title or to any person operating a vehicle for the self-

insurer;

5. To the driver or the owner of a vehicle involved in an

accident wherein no injury or damage was caused to the person or

property of anyone other than the driver or owner, unless the

vehicle is being operated without the permission of the owner,

express or implied;

6. To the driver or owner of a vehicle which at the time of the

accident was parked, unless the vehicle was parked at a place where

parking was at the time of the accident prohibited under any

applicable law or ordinance;

7. To the owner of a vehicle if at the time of the accident the

vehicle was being operated without the permission of the owner,

express or implied, or was parked by a person who had been operating

the vehicle without permission of the owner, express or implied;

8. To the owner of a vehicle involved in an accident if at the

time of the accident the vehicle was owned by or leased to the

United States, this state or any political subdivision of this state

or a municipality thereof, or to the driver of the vehicle if

operating the vehicle with permission; or

9. To the driver or the owner of a vehicle if at the time of

the accident the vehicle was being operated by or under the

direction of a peace officer who, in the performance of his or her

duties, shall have assumed custody of the vehicle.