Okla. Stat. tit. 47, § 47-7-601

Nonresidents.

A. Every owner of a motor vehicle registered in this state,

other than a licensed used motor vehicle dealer, shall, at all

times, maintain in force with respect to such vehicle security for

the payment of loss resulting from the liability imposed by law for

bodily injury, death and property damage sustained by any person

arising out of the ownership, maintenance, operation or use of the

vehicle. Every person, while operating or using a motor vehicle

registered in this state which is not owned by the person, shall

maintain in force security for the payment of loss resulting from

the liability imposed by law for bodily injury, death or property

damage sustained by any person arising out of the operation or use

of the vehicle, unless the security has been provided by the owner

in accordance with this section which does not exclude the person

from coverage.

B. 1. Unless otherwise provided by law, no motor vehicle shall

be operated in this state unless there is in effect with respect to

the vehicle security for the payment of loss resulting from the

liability imposed by law for bodily injury, death and property

damage sustained by any person arising out of the ownership,

maintenance, operation or use of the vehicle. Every person, while

operating or using a motor vehicle in this state which is not owned

by the person, shall maintain in force security for the payment of

loss resulting from the liability imposed by law for bodily injury,

death or property damage sustained by any person arising out of the

operation or use of the vehicle, unless the security has been

provided by the owner in accordance with this section which does not

exclude the person from coverage. Proof of security shall be

carried in the vehicle at all times and shall be produced for

inspection upon request by any law enforcement officer or

Oklahoma Statutes - Title 47. Motor Vehicles Page 432

representative of the Department of Public Safety and, in case of

an accident, the proof shall be shown upon request of any person

affected by the accident.

2. The nonresident owner of a motor vehicle not registered in

this state may give proof of financial responsibility by providing

proof of financial responsibility which is in compliance with the

laws of the state in which the vehicle is registered or by filing

with the Department a certificate of an insurance company authorized

to transact insurance in the state in which the vehicle is

registered, or if the nonresident does not own a motor vehicle, then

in the state in which the insured resides, provided the certificate

otherwise conforms to the provisions of this article, and the

Department shall accept the certificate upon condition that the

insurance company complies with the following provisions with

respect to the policy so certified:

a. the insurance company shall execute a power of

attorney authorizing the Department to accept service

on its behalf or notice of process in any action

arising out of a motor vehicle accident in this state,

and

b. the insurance company shall agree in writing that its

policies shall be deemed to conform with the laws of

this state relating to the terms of motor vehicle

liability policies issued in this state.

3. The provisions of this subsection shall apply to nonresident

owners and operators of vehicles that are not registered in this

state only if the state in which the vehicle is registered requires

compulsory liability insurance. In which cases, compliance with the

requirements of the law of the state of registration shall be deemed

compliance with the laws of this state.