Okla. Stat. tit. 59, § 59-2095.9
This is the official text of Okla. Stat. tit. 59, § 59-2095.9, part of Oklahoma’s Stat. tit. 59, — part of the compiled statutory law of Oklahoma, published by the state as "Stat. tit. 59,." Browse the sections below, each linked to its official government source.
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Written test requirement
Official statutory text
A. In order to meet the written test requirement referred to in
Section 2095.7 of this title, an individual shall pass, in
accordance with standards established under this section, a
qualified written test developed by the Nationwide Multistate
Licensing System and Registry and administered by a test provider
approved by the Nationwide Multistate Licensing System and Registry
based upon reasonable standards.
Oklahoma Statutes - Title 59. Professions and Occupations Page 1452
B. A written test shall not be treated as a qualified written
test for purposes of subsection A of this section unless the test
adequately measures the applicant’s knowledge and comprehension in
appropriate subject areas, including:
1. Ethics;
2. Federal law and regulations pertaining to mortgage
origination;
3. State law and regulation pertaining to mortgage origination;
and
4. Federal and state law and regulation, including instruction
on fraud, consumer protection, the nontraditional mortgage
marketplace and fair lending issues.
C. Nothing in this section shall prohibit a test provider
approved by the Nationwide Multistate Licensing System and Registry
from providing a test at the location of the employer of the
applicant or the location of any subsidiary or affiliate of the
employer of the applicant or the location of any entity with which
the applicant holds an exclusive arrangement to conduct the business
of a mortgage loan originator.
D. 1. An individual shall not be considered to have passed a
qualified written test unless the individual achieves a test score
of not less than seventy-five percent (75%) correct answers to
questions.
2. An individual may retake a test three consecutive times with
each consecutive taking occurring at least thirty (30) days after
the preceding test.
3. After failing three consecutive tests, an individual shall
wait at least six (6) months before taking the test again.
4. A licensed mortgage loan originator who fails to maintain an
active and valid license for a period of five (5) years or longer
shall retake the test, not taking into account any time during which
such individual is a registered mortgage loan originator.
Section 2095.7 of this title, an individual shall pass, in
accordance with standards established under this section, a
qualified written test developed by the Nationwide Multistate
Licensing System and Registry and administered by a test provider
approved by the Nationwide Multistate Licensing System and Registry
based upon reasonable standards.
Oklahoma Statutes - Title 59. Professions and Occupations Page 1452
B. A written test shall not be treated as a qualified written
test for purposes of subsection A of this section unless the test
adequately measures the applicant’s knowledge and comprehension in
appropriate subject areas, including:
1. Ethics;
2. Federal law and regulations pertaining to mortgage
origination;
3. State law and regulation pertaining to mortgage origination;
and
4. Federal and state law and regulation, including instruction
on fraud, consumer protection, the nontraditional mortgage
marketplace and fair lending issues.
C. Nothing in this section shall prohibit a test provider
approved by the Nationwide Multistate Licensing System and Registry
from providing a test at the location of the employer of the
applicant or the location of any subsidiary or affiliate of the
employer of the applicant or the location of any entity with which
the applicant holds an exclusive arrangement to conduct the business
of a mortgage loan originator.
D. 1. An individual shall not be considered to have passed a
qualified written test unless the individual achieves a test score
of not less than seventy-five percent (75%) correct answers to
questions.
2. An individual may retake a test three consecutive times with
each consecutive taking occurring at least thirty (30) days after
the preceding test.
3. After failing three consecutive tests, an individual shall
wait at least six (6) months before taking the test again.
4. A licensed mortgage loan originator who fails to maintain an
active and valid license for a period of five (5) years or longer
shall retake the test, not taking into account any time during which
such individual is a registered mortgage loan originator.
Status: in_force · Read it on the official government site
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