Okla. Stat. tit. 6, § 6-307.1

or objections.

A. Objectives. The primary objectives of the State Banking

Commissioner and the Banking Board shall be to maintain a sound

banking system, to encourage a competitive banking environment and

to provide convenience to the public.

B. Comments or objections. Within twenty-one (21) days after

the first notice by publication as described in Section 306.2 of

this title, any interested person may submit to the Commissioner

written comments or objections to organization of the proposed bank,

or a request for an opportunity to be heard by the Commissioner at a

hearing held prior to consideration by the Board of the application

for authority to organize. Any request for opportunity to be heard

shall set forth reasons justifying the time and expense entailed by

such hearing before the Commissioner. In the sole discretion of the

Commissioner, the Commissioner may decide to permit such a hearing

or may refuse the request for hearing. If the Commissioner refuses

the request for hearing, the interested person may be heard at the

hearing held by the Board to consider the application. In the

absence of a request, the Commissioner may order a hearing to be

held before the Commissioner if the Commissioner determines that it

is in the public interest.