Okla. Stat. tit. 60, § 60-852

A. An "owners association" may be formed by the owner or owners

of real estate development for the purpose of:

1. providing management, maintenance, preservation and control

of commonly owned areas or any portion of or interest in them,

and/or

2. enforcing all mutual, common or reciprocal interests in or

restrictions upon all or portions of such separately owned lots,

parcels, or areas, or both.

B. An owners association shall be formed by the execution of an

instrument signed and acknowledged by all owners of the real

property included. Such instrument shall set forth in detail the

nature of the obligations of the members and shall be filed of

record in the office of the county clerk of the county wherein the

real property is located. The instrument shall include a

description of said real property.

C. The owners association shall have the power to enforce any

obligation in connection with membership in the owners association

by means of a levy or assessment which may become a lien upon the

separately or commonly owned lots, parcels or areas of defaulting

owners or members, which said lien may be foreclosed in any manner

provided by law for the foreclosure of mortgages or deeds of trust,

with or without a power of sale. In an action brought to enforce

any lien authorized pursuant to the provisions of this section, the

prevailing party shall be entitled to recover reasonable attorney's

fees to be fixed by the court, which shall be taxed as costs in the

action. No lien may be placed or mortgage foreclosed unless the

homeowner was informed in writing upon joining the owners

association of the existence and content of the owners association

restrictions and rules, and of the potential for financial liability

to the individual owner by joining said owners association.