13 Pa.C.S. § 4A105

This is the official text of 13 Pa.C.S. § 4A105, part of Pennsylvania’s Pa.C.S — part of the compiled statutory law of Pennsylvania, published by the state as "Pa.C.S." Browse the sections below, each linked to its official government source.

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Other definitions.

Official statutory text

(a) Definitions.--The following words and phrases when used in this division shall have the meanings given to them in this subsection:

"Authorized account." A deposit account of a customer in a bank designated by the customer as a source of payment of payment orders issued by the customer to the bank. If a customer does not so designate an account, any account of the customer is an authorized account if payment of a payment order from that account is not inconsistent with a restriction on the use of that account.

"Bank." A person engaged in the business of banking, including a savings bank, savings and loan association, credit union and trust company. A branch or separate office of a bank is a separate bank for purposes of this division.

"Customer." A person, including a bank, having an account with a bank or from whom a bank has agreed to receive payment orders.

"Funds-transfer business day." The part of a day during which the receiving bank is open for the receipt, processing and transmittal of payment orders and cancellations and amendments of payment orders.

"Funds-transfer system." A wire transfer network, automated clearinghouse or other communication system of a clearinghouse or other association of banks through which a payment order by a bank may be transmitted to the bank to which the order is addressed.

"Good faith." (Deleted by amendment).

"Prove." With respect to a fact, means to meet the burden of establishing the fact (section 1201(b)(8)).

(b) Index of other definitions in division.--Other definitions applying to this division and the sections in which they appear are:

"Acceptance." Section 4A209.

"Beneficiary." Section 4A103.

"Beneficiary's bank." Section 4A103.

"Executed." Section 4A301.

"Execution date." Section 4A301.

"Funds transfer." Section 4A104.

"Funds-transfer system rule." Section 4A501.

"Intermediary bank." Section 4A104.

"Originator." Section 4A104.

"Originator's bank." Section 4A104.

"Payment by beneficiary's bank to beneficiary." Section 4A405.

"Payment by originator to beneficiary." Section 4A406.

"Payment by sender to receiving bank." Section 4A403.

"Payment date." Section 4A401.

"Payment order." Section 4A103.

"Receiving bank." Section 4A103.

"Security procedure." Section 4A201.

"Sender." Section 4A103.

(c) Index of definitions in other divisions.--The following definitions in Division 4 (relating to bank deposits and collections) apply to this division:

"Clearinghouse." Section 4104.

"Item." Section 4104.

"Suspends payments." Section 4104.

(d) Applicability of general definitions and principles.--In addition, Division 1 (relating to general provisions) contains general definitions and principles of construction and interpretation applicable throughout this division. (June 8, 2001, P.L.123, No.18, eff. July 1, 2001; Apr. 16, 2008, P.L.57, No.13, eff. 60 days) 2008 Amendment. Act 13 amended the def. of "prove" and deleted the def. of "good faith" in subsec. (a). 2001 Amendment. Act 18 amended subsec. (a) intro. par.

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About this page: Statute text is reproduced from official government publishers via the Open US Law dataset (Vaquill AI, snapshot v2026.08, CC BY 4.0). Primary legislative text like this is public domain under the government-edicts doctrine (Georgia v. Public.Resource.Org, 2020). We link every section back to its official source so you can verify it independently.