R.I. Gen. Laws § 6-48-4
This is the official text of R.I. Gen. Laws § 6-48-4, part of Rhode Island’s Gen. Laws — part of the compiled statutory law of Rhode Island, published by the state as "Gen. Laws." Browse the sections below, each linked to its official government source.
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§ 6-48-4. Definitions.
Official statutory text
As used in this chapter:
(a) Person means any individual, partnership, corporation, trust, estate, cooperative, association, government or governmental subdivision or agency, or other entity.
(b) Consumer means an individual who is also a resident of this state.
(c) Consumer reporting agency has the meaning ascribed to it in 15 U.S.C. § 1681(a)(f).
(d) Consumer report has the meaning ascribed to it in 15 U.S.C. § 1681(a)(d).
(e) Credit card has the same meaning as in § 103 of 15 U.S.C. § 1601 et. seq. (The Truth in Lending Act.)
(f) Debit card means any card or device issued by a financial institution to a consumer for use in initiating an electronic fund transfer from the account holding assets of the consumer at such financial institution, for the purpose of transferring money between accounts or obtaining money, property, labor, or services.
(g) Proper identification means proper identification as defined in 15 U.S.C. § 1681h(a)(1).
(h) Security freeze means a notice placed in a consumers credit report at the request of the consumer and subject to certain exceptions, that prohibits the consumer reporting agency from releasing the consumers credit report or score related to the extension of credit.
(i) Reviewing the account or account review includes activities related to account maintenance, monitoring, credit line increases, and account upgrades and enhancements.
(a) Person means any individual, partnership, corporation, trust, estate, cooperative, association, government or governmental subdivision or agency, or other entity.
(b) Consumer means an individual who is also a resident of this state.
(c) Consumer reporting agency has the meaning ascribed to it in 15 U.S.C. § 1681(a)(f).
(d) Consumer report has the meaning ascribed to it in 15 U.S.C. § 1681(a)(d).
(e) Credit card has the same meaning as in § 103 of 15 U.S.C. § 1601 et. seq. (The Truth in Lending Act.)
(f) Debit card means any card or device issued by a financial institution to a consumer for use in initiating an electronic fund transfer from the account holding assets of the consumer at such financial institution, for the purpose of transferring money between accounts or obtaining money, property, labor, or services.
(g) Proper identification means proper identification as defined in 15 U.S.C. § 1681h(a)(1).
(h) Security freeze means a notice placed in a consumers credit report at the request of the consumer and subject to certain exceptions, that prohibits the consumer reporting agency from releasing the consumers credit report or score related to the extension of credit.
(i) Reviewing the account or account review includes activities related to account maintenance, monitoring, credit line increases, and account upgrades and enhancements.
Status: in_force · Read it on the official government site
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