S.D. Codified Laws § 58-1-46
This is the official text of S.D. Codified Laws § 58-1-46, part of South Dakota’s Codified Laws — part of the compiled statutory law of South Dakota, published by the state as "Codified Laws." Browse the sections below, each linked to its official government source.
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Living organ donors--Insurer limitation, declination restricted
Official statutory text
An insurer may not:
(1) Decline or limit coverage of an individual under any life, disability, or long-term care insurance policy solely due to the status of the individual as a living organ donor;
(2) Condition the continuation of a life, disability, or long-term care insurance policy on an insured individual not becoming a living organ donor; or
(3) Otherwise discriminate in the offering, issuance, cancellation, amount of coverage, price, or any other condition of a life, disability, or long-term care insurance policy based solely, and without any additional actuarial risk, upon the status of an individual as a living organ donor.
For purposes of this section, "living organ donor" means an individual who has donated all or part of an organ and is not deceased.
Source: SL 2026, ch 199, § 1.
(1) Decline or limit coverage of an individual under any life, disability, or long-term care insurance policy solely due to the status of the individual as a living organ donor;
(2) Condition the continuation of a life, disability, or long-term care insurance policy on an insured individual not becoming a living organ donor; or
(3) Otherwise discriminate in the offering, issuance, cancellation, amount of coverage, price, or any other condition of a life, disability, or long-term care insurance policy based solely, and without any additional actuarial risk, upon the status of an individual as a living organ donor.
For purposes of this section, "living organ donor" means an individual who has donated all or part of an organ and is not deceased.
Source: SL 2026, ch 199, § 1.
Status: in_force · Read it on the official government site
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