Tex. Insurance Code § 1251.101
This is the official text of Tex. Insurance Code § 1251.101, part of Texas’s Insurance Code — regulates insurance companies and the policies they sell.
Not legal advice. This page reproduces the official text of a government statute for reference only. Laws change, and how a statute applies depends on your specific facts. For advice about your situation, consult a licensed attorney in your state.
§ 1251.101. REQUIRED PROVISIONS.
Official statutory text
(a) A group accident and health insurance policy, including a group contract issued by a group hospital service corporation, may not be delivered in this state unless the policy contains in substance the provisions prescribed by this subchapter or provisions in relation to provisions prescribed by this subchapter that, in the opinion of the commissioner, are:
(1) more favorable to the insureds under the policy; or
(2) at least as favorable to the insureds under the policy and more favorable to the policyholder.
(b) The standard provisions required for individual health insurance policies do not apply to group health insurance policies.
(c) If any provision of this subchapter is wholly or partly inapplicable to or inconsistent with the coverage provided by a particular form of policy, the insurer, with the approval of the commissioner, shall:
(1) omit the inapplicable provision or part from the policy; or
(2) modify the inconsistent provision in a manner that makes the provision as contained in the policy consistent with the coverage provided by the policy.
(1) more favorable to the insureds under the policy; or
(2) at least as favorable to the insureds under the policy and more favorable to the policyholder.
(b) The standard provisions required for individual health insurance policies do not apply to group health insurance policies.
(c) If any provision of this subchapter is wholly or partly inapplicable to or inconsistent with the coverage provided by a particular form of policy, the insurer, with the approval of the commissioner, shall:
(1) omit the inapplicable provision or part from the policy; or
(2) modify the inconsistent provision in a manner that makes the provision as contained in the policy consistent with the coverage provided by the policy.
Status: in_force · Read it on the official government site
Need a lawyer in Texas?
Find a Texas lawyer
About this page: Statute text is reproduced from official government publishers via the
Open US Law dataset
(Vaquill AI, snapshot v2026.08, CC BY 4.0). Primary legislative text like this is public domain under the government-edicts doctrine
(Georgia v. Public.Resource.Org, 2020). We link every section back to its official source so you can verify it independently.