Tex. Insurance Code § 556.104
This is the official text of Tex. Insurance Code § 556.104, part of Texas’s Insurance Code — regulates insurance companies and the policies they sell.
Not legal advice. This page reproduces the official text of a government statute for reference only. Laws change, and how a statute applies depends on your specific facts. For advice about your situation, consult a licensed attorney in your state.
§ 556.104. USE OF CUSTOMER INFORMATION.
Official statutory text
(a) In this section:
(1) "Customer" means a person with an investment, security, deposit, trust, or credit relationship with a financial institution.
(2) "Nonpublic customer information" means information relating to an individual that is derived from a bank record, including information concerning insurance premiums, the terms and conditions of insurance coverage, insurance expirations, insurance claims, and insurance history of the individual. The term does not include a customer's name, address, or telephone number.
(b) A person may not use nonpublic customer information for the purpose of selling or soliciting the purchase of insurance, or provide nonpublic customer information to a third party for the purpose of another's selling or soliciting the purchase of insurance, unless:
(1) it is clearly and conspicuously disclosed that the nonpublic customer information may be used for that purpose; and
(2) the customer has been provided an opportunity to object before the time the information is used.
(1) "Customer" means a person with an investment, security, deposit, trust, or credit relationship with a financial institution.
(2) "Nonpublic customer information" means information relating to an individual that is derived from a bank record, including information concerning insurance premiums, the terms and conditions of insurance coverage, insurance expirations, insurance claims, and insurance history of the individual. The term does not include a customer's name, address, or telephone number.
(b) A person may not use nonpublic customer information for the purpose of selling or soliciting the purchase of insurance, or provide nonpublic customer information to a third party for the purpose of another's selling or soliciting the purchase of insurance, unless:
(1) it is clearly and conspicuously disclosed that the nonpublic customer information may be used for that purpose; and
(2) the customer has been provided an opportunity to object before the time the information is used.
Status: in_force · Read it on the official government site
Need a lawyer in Texas?
Find a Texas lawyer
About this page: Statute text is reproduced from official government publishers via the
Open US Law dataset
(Vaquill AI, snapshot v2026.08, CC BY 4.0). Primary legislative text like this is public domain under the government-edicts doctrine
(Georgia v. Public.Resource.Org, 2020). We link every section back to its official source so you can verify it independently.