Tex. Insurance Code § 559.101
This is the official text of Tex. Insurance Code § 559.101, part of Texas’s Insurance Code — regulates insurance companies and the policies they sell.
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§ 559.101. NEGATIVE FACTORS.
Official statutory text
An insurer may not use any of the following as a negative factor in any credit scoring methodology or in reviewing credit information to underwrite or rate a policy of personal insurance:
(1) a credit inquiry that is not initiated by the consumer;
(2) an inquiry relating to insurance coverage, if so identified on a consumer's credit report; or
(3) a collection account with a medical industry code, if so identified on the consumer's credit report.
(1) a credit inquiry that is not initiated by the consumer;
(2) an inquiry relating to insurance coverage, if so identified on a consumer's credit report; or
(3) a collection account with a medical industry code, if so identified on the consumer's credit report.
Status: in_force · Read it on the official government site
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