Tex. Insurance Code § 981.103
This is the official text of Tex. Insurance Code § 981.103, part of Texas’s Insurance Code — regulates insurance companies and the policies they sell.
Not legal advice. This page reproduces the official text of a government statute for reference only. Laws change, and how a statute applies depends on your specific facts. For advice about your situation, consult a licensed attorney in your state.
§ 981.103. DELIVERY TO INSURED OF SURPLUS LINES DOCUMENTS.
Official statutory text
(a) On placing new or renewal surplus lines coverage, a surplus lines agent shall promptly issue and deliver to the insured or to the insured's agent the following evidence of insurance:
(1) the policy issued by the insurer; or
(2) if the policy is not available, a certificate, cover note, or other confirmation of insurance.
(b) If the policy is not available at the time of placement of the insurance, the surplus lines agent shall, on the insured's request and as soon as reasonably possible:
(1) obtain the policy from the insurer; and
(2) deliver the policy to the insured to replace the certificate, cover note, or other confirmation of insurance previously issued.
(c) A surplus lines agent may not deliver the evidence of insurance described by Subsection (a), or purport to insure or represent that insurance will be or has been granted by an eligible surplus lines insurer, unless the agent:
(1) has prior written authority from the insurer for the insurance; or
(2) has received information from the insurer in the regular course of business that:
(A) the insurance has been granted; or
(B) an insurance policy providing the insurance actually has been issued by the insurer and delivered to the insured.
(1) the policy issued by the insurer; or
(2) if the policy is not available, a certificate, cover note, or other confirmation of insurance.
(b) If the policy is not available at the time of placement of the insurance, the surplus lines agent shall, on the insured's request and as soon as reasonably possible:
(1) obtain the policy from the insurer; and
(2) deliver the policy to the insured to replace the certificate, cover note, or other confirmation of insurance previously issued.
(c) A surplus lines agent may not deliver the evidence of insurance described by Subsection (a), or purport to insure or represent that insurance will be or has been granted by an eligible surplus lines insurer, unless the agent:
(1) has prior written authority from the insurer for the insurance; or
(2) has received information from the insurer in the regular course of business that:
(A) the insurance has been granted; or
(B) an insurance policy providing the insurance actually has been issued by the insurer and delivered to the insured.
Status: in_force · Read it on the official government site
Need a lawyer in Texas?
Find a Texas lawyer
About this page: Statute text is reproduced from official government publishers via the
Open US Law dataset
(Vaquill AI, snapshot v2026.08, CC BY 4.0). Primary legislative text like this is public domain under the government-edicts doctrine
(Georgia v. Public.Resource.Org, 2020). We link every section back to its official source so you can verify it independently.