Cal. INS § 10232.5
This is the official text of Cal. INS § 10232.5, part of California’s Insurance Code — regulates insurance companies and the insurance policies sold in California.
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Official statutory text
On or after January 1, 1990, no long-term care insurance policy may be delivered or issued for delivery in this state which does any of the following:
(a) Preconditions the availability of benefits on prior hospitalization.
(b) Conditions eligibility for benefits provided in an institutional care setting on the receipt of a higher level of institutional care.
(c) Preconditions the availability of benefits for community-based care, home health care, or home care on prior institutionalization.
(d) Conditions eligibility for noninstitutional benefits, other than those in subdivision (c), on a prior institutional stay of more than 30 days.
(a) Preconditions the availability of benefits on prior hospitalization.
(b) Conditions eligibility for benefits provided in an institutional care setting on the receipt of a higher level of institutional care.
(c) Preconditions the availability of benefits for community-based care, home health care, or home care on prior institutionalization.
(d) Conditions eligibility for noninstitutional benefits, other than those in subdivision (c), on a prior institutional stay of more than 30 days.
Status: in_force · Read it on the official government site
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