Cal. INS § 10752.4
This is the official text of Cal. INS § 10752.4, part of California’s Insurance Code — regulates insurance companies and the insurance policies sold in California.
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Official statutory text
A stop-loss insurance policy issued, reissued, or renewed on or after January 1, 2016, to a small employer shall not contain any of the following provisions:
(a) An individual attachment point for a policy year that is less than forty thousand dollars ($40,000).
(b) An aggregate attachment point for a policy year that is less than the greater of one of the following:
(1) Five thousand dollars ($5,000) times the total number of group members.
(2) One hundred twenty percent of expected claims.
(3) Forty thousand dollars ($40,000).
(c) A provision for direct coverage of an employee or dependent of an employee.
(a) An individual attachment point for a policy year that is less than forty thousand dollars ($40,000).
(b) An aggregate attachment point for a policy year that is less than the greater of one of the following:
(1) Five thousand dollars ($5,000) times the total number of group members.
(2) One hundred twenty percent of expected claims.
(3) Forty thousand dollars ($40,000).
(c) A provision for direct coverage of an employee or dependent of an employee.
Status: in_force · Read it on the official government site
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