Conn. Gen. Stat. § 8-265ee

This is the official text of Conn. Gen. Stat. § 8-265ee, part of Connecticut’s Gen. Stat — part of the compiled statutory law of Connecticut, published by the state as "Gen. Stat." Browse the sections below, each linked to its official government source.

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Sec. 8-265ee. Notice to homeowner of foreclosure. Meeting or conference with mortgagee or consumer credit counseling agency.

Official statutory text

(b) Except in cases in which the mortgagee refuses to meet with the homeowner, if the homeowner fails to meet with the mortgagee or comply with any of the time limitations specified in the notice as provided in subsection (a) of this section, or if the homeowner's application is not filed by the date thirty days after the date of any default in payment under an agreement as provided in subsection (c) of this section or if the homeowner's application for emergency mortgage assistance payments is not approved by the date thirty calendar days after the date of receipt of the homeowner's application in accordance with the provisions of section 8-265ff , the foreclosure of the homeowner's mortgage may, at any time thereafter, except as provided in subsection (e) of this section, continue without any further restriction or requirement under the provisions of sections 8-265cc to 8-265kk , inclusive, provided the mortgagee files an affidavit with the court stating the notice provisions of subsection (a) of this section have been complied with and that either the homeowner failed to meet with the mortgagee or failed to comply with all of the time limitations specified in the notice as provided in subsection (a) of this section or that the homeowner's application for emergency assistance payments was not approved by the date thirty calendar days after the date of receipt of the homeowner's application, or that a determination of ineligibility was made.

(c) If, after a face-to-face meeting, telephone or other conference acceptable to the authority, as provided in subsection (a) of this section, the homeowner and the mortgagee reach an agreement to resolve the delinquency or default and, because of financial hardship due to circumstances beyond the homeowner's control, the homeowner is unable to fulfill the obligations of the agreement, the homeowner may apply to the authority for emergency mortgage assistance payments under sections 8-265cc to 8-265kk , inclusive, by the date thirty days after the date of any default in payment under the agreement. The mortgagee shall not be required to send any additional notice to the homeowner other than the notice required under subsection (a) of this section.

(d) Nothing in sections 8-265cc to 8-265kk , inclusive, shall prevent a homeowner from exercising rights that may exist under the foreclosure mediation program and those rights may be exercised concurrently with the rights afforded under sections 8-265cc to 8-265kk , inclusive, provided the exercise of rights under the foreclosure mediation program shall not cause a delay in the determination under subsection (e) of section 8-265ff . Nothing in sections 8-265cc to 8-265kk , inclusive, shall prevent a homeowner from applying or reapplying and being considered for emergency mortgage assistance if such homeowner is referred to the emergency mortgage assistance program by the foreclosure mediation program.

Subsec. (a):

Notice requirement is a mandatory condition precedent but not jurisdictional in nature and a mortgagee is required to provide notice for each foreclosure action initiated. 347 C. 381.

Subsec. does not require mailing of notice by return receipt requested and introduction of certified mail receipt into evidence as a condition precedent to foreclosure. 181 CA 248. Compliance with notice requirement, when applicable, is a condition precedent to the commencement of a foreclosure action and the failure by a mortgagee to provide such notice to the mortgagor deprives the trial court of subject matter jurisdiction over a foreclosure. 196 CA 636; judgment reversed, see 347 C. 381. When a mortgagee's initial in-court attempt to foreclose results in a dismissal of a foreclosure action, such that it must commence a foreclosure anew, Sec. 8-265ee(a) requires the mailing of a new EMAP notice in order to commence a subsequent foreclosure action. 206 CA 625.

Status: in_force · Read it on the official government site

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About this page: Statute text is reproduced from official government publishers via the Open US Law dataset (Vaquill AI, snapshot v2026.08, CC BY 4.0). Primary legislative text like this is public domain under the government-edicts doctrine (Georgia v. Public.Resource.Org, 2020). We link every section back to its official source so you can verify it independently.