Md. Code, Housing and Community Development § 3-201

(a) In this subtitle the following words have the meanings indicated.

(b) “Business project” has the meaning stated in § 4–201 of this article.

(c) “Credit enhancement” means a guarantee, including a guarantee of an obligation backed by a pool of mortgages, or other assurance or security device issued to:

(1) improve the credit of a qualified borrowing entity; or

(2) upgrade the security or rating of a financial obligation, including:

(i) a mortgage backed security;

(ii) a certificate of participation; and

(iii) a bond or note issued to finance a development activity described in this subtitle.

(d) “Energy conservation project” has the meaning stated in § 4–201 of this article.

(e) “Financing” includes acquisition financing, permanent financing, short–term bridge financing, construction financing, and refinancing of a loan or project authorized under this subtitle.

(f) “Fund” means the Maryland Housing Fund.

(g) “Housing” includes:

(1) a single dwelling unit;

(2) a multiple dwelling unit;

(3) an accessory unit residential facility;

(4) a shared–living unit facility, accommodating at least two individuals or families, in which some or all of the living, dining, kitchen, or sanitary facilities are shared; and

(5) an ancillary commercial or other facility that is related to, incidental to, and supportive of the housing.

(h) “Infrastructure project” has the meaning stated in § 4–201 of this article.

(i) “Mortgage” includes:

(1) a deed of trust, a security agreement, and a pledge; and

(2) any other security arrangement securing a loan, including a mortgage, to finance:

(i) the purchase of stock or membership in a cooperative ownership housing corporation; or

(ii) the construction or rehabilitation of dwelling units in a cooperative ownership housing corporation.

(j) “Public purpose project” has the meaning stated in § 4–201 of this article.

(k) “Solar energy project” has the meaning stated in § 4–201 of this article.