Md. Code, Housing and Community Development § 4-811
This is the official text of Md. Code, Housing and Community Development § 4-811, part of Maryland’s Code, Housing and Community Development — governs housing programs and community development.
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§4–811.
Official statutory text
(a) To qualify for an emergency assistance loan made under § 4-804(4) of this subtitle, an applicant:
(1) shall be unable to keep payments current on the applicant’s home mortgage because of unforeseeable adverse personal or economic circumstances;
(2) shall be at risk of forfeiting title to the applicant’s home; and
(3) reasonably may be expected to resume regular mortgage payments within 24 months after the first mortgage assistance payment is provided.
(b) For an emergency assistance loan under § 4-804(4) of this subtitle:
(1) the Department shall consider the amount of equity in the property; and
(2) the loan may not exceed an amount equal to 36 payments of principal and interest on all superior liens, plus:
(i) late fees;
(ii) taxes;
(iii) insurance payments; and
(iv) other payments needed for the loan to be current.
(1) shall be unable to keep payments current on the applicant’s home mortgage because of unforeseeable adverse personal or economic circumstances;
(2) shall be at risk of forfeiting title to the applicant’s home; and
(3) reasonably may be expected to resume regular mortgage payments within 24 months after the first mortgage assistance payment is provided.
(b) For an emergency assistance loan under § 4-804(4) of this subtitle:
(1) the Department shall consider the amount of equity in the property; and
(2) the loan may not exceed an amount equal to 36 payments of principal and interest on all superior liens, plus:
(i) late fees;
(ii) taxes;
(iii) insurance payments; and
(iv) other payments needed for the loan to be current.
Status: in_force · Read it on the official government site
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