Md. Code, Insurance § 12-305
This is the official text of Md. Code, Insurance § 12-305, part of Maryland’s Code, Insurance — regulates insurance companies and the policies they sell.
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§12–305.
Official statutory text
(a) A claim for damage to property resulting from a motor vehicle accident may not be denied or payment of the claim delayed because the claimant, or another person, has a claim pending for bodily injury that may have arisen from the same or another accident.
(b) The amount payable for a claim for damage to property is due and owing immediately and shall be paid promptly by an insurer or by a self-insurer that is approved under § 17-103(a) of the Transportation Article if:
(1) the insurer or self-insurer has provided the coverage for the liable party; and
(2) there is no significant dispute about:
(i) the liability for the payment of the full property damages; or
(ii) the monetary amount of those damages, including:
1. if claimed, an amount for the loss of the use of the motor vehicle; and
2. the cost of obtaining an estimate of repairs.
(b) The amount payable for a claim for damage to property is due and owing immediately and shall be paid promptly by an insurer or by a self-insurer that is approved under § 17-103(a) of the Transportation Article if:
(1) the insurer or self-insurer has provided the coverage for the liable party; and
(2) there is no significant dispute about:
(i) the liability for the payment of the full property damages; or
(ii) the monetary amount of those damages, including:
1. if claimed, an amount for the loss of the use of the motor vehicle; and
2. the cost of obtaining an estimate of repairs.
Status: in_force · Read it on the official government site
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