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Md. Code, Insurance § 8-428

This is the official text of Md. Code, Insurance § 8-428, part of Maryland’s Code, Insurance — regulates insurance companies and the policies they sell.

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§8–428.

Official statutory text

(a) In this section, “eligible children” means children under the minimum age for adult membership but not more than 18 years old at the time of application.

(b) A society may provide for benefits on the lives of eligible children:

(1) in accordance with § 8-427 of this subtitle;

(2) in accordance with the laws or rules of the society; and

(3) on application of an adult.

(c) (1) A society may organize and operate branches for eligible children.

(2) A society may not require eligible children to be members of or be initiated in a local lodge.

(3) Eligible children may not participate in the management of the society.

(d) (1) On obtaining the minimum age for adult beneficial membership under the laws of the society, eligible children insured under certificates issued under this section shall be transferred to and become members of the adult branch of the society if the children otherwise meet the eligibility requirements of the society.

(2) If a child fails to meet the adult eligibility requirements of the society, the transfer is effective only as to the child’s insurance account.

(e) A society may provide for:

(1) the designation and changing of designation of beneficiaries in certificates;

(2) the regulation of certificates; and

(3) all rights, obligations, and liabilities incident to the certificates.

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About this page: Statute text is reproduced from official government publishers via the Open US Law dataset (Vaquill AI, snapshot v2026.08, CC BY 4.0). Primary legislative text like this is public domain under the government-edicts doctrine (Georgia v. Public.Resource.Org, 2020). We link every section back to its official source so you can verify it independently.