Minn. Stat. § 58.18
This is the official text of Minn. Stat. § 58.18, part of Minnesota’s Stat — part of the compiled statutory law of Minnesota, published by the state as "Stat." Browse the sections below, each linked to its official government source.
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§ 58.18 PRIVATE RIGHT OF ACTION.
Official statutory text
§ Subdivision 1. Remedies. A borrower injured by a violation of the standards, duties, prohibitions, or requirements of sections 58.13 , 58.136 , 58.137 , 58.16 , and 58.161 shall have a private right of action and the court shall award: (1) actual, incidental, and consequential damages; (2) statutory damages equal to the amount of all lender fees included in the amount of the principal of the residential mortgage loan as defined in section 58.137 ; (3) punitive damages if appropriate, and as provided in sections 549.191 and 549.20 ; and (4) court costs and reasonable attorney fees.
§ Subd. 2. Private attorney general statute. A borrower injured by a violation of the standards, duties, prohibitions, or requirements of sections 58.13 , 58.136 , 58.137 , 58.16, and 58.161 also may bring an action under section 8.31 . A private right of action by a borrower under this chapter is in the public interest.
§ Subd. 3. Remedies cumulative. The remedies provided in this section are cumulative and do not restrict any other right or remedy otherwise available to the borrower.
§ Subd. 4. Exemption. This section does not apply to a residential mortgage loan originated by a federal or state chartered bank, savings bank, or credit union.
§ Subd. 2. Private attorney general statute. A borrower injured by a violation of the standards, duties, prohibitions, or requirements of sections 58.13 , 58.136 , 58.137 , 58.16, and 58.161 also may bring an action under section 8.31 . A private right of action by a borrower under this chapter is in the public interest.
§ Subd. 3. Remedies cumulative. The remedies provided in this section are cumulative and do not restrict any other right or remedy otherwise available to the borrower.
§ Subd. 4. Exemption. This section does not apply to a residential mortgage loan originated by a federal or state chartered bank, savings bank, or credit union.
Status: in_force · Read it on the official government site
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