Minn. Stat. § 65A.285
This is the official text of Minn. Stat. § 65A.285, part of Minnesota’s Stat — part of the compiled statutory law of Minnesota, published by the state as "Stat." Browse the sections below, each linked to its official government source.
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§ 65A.285 SURCHARGE PROHIBITION.
Official statutory text
§ Subdivision 1. Surcharge prohibition. An insurer may not impose a surcharge on homeowners insurance solely as a result of a consumer inquiry.
§ Subd. 2. Definitions. For purposes of this section: (1) "consumer inquiry" means a telephone call or other communication made to an insurer that does not result in a paid claim and that is in regard to the general terms or conditions of or coverage offered under an insurance policy. The term includes a question concerning the process for filing a claim and whether a policy will cover a loss; and (2) "surcharge" means an increase in premium for a policy, including the removal of a claim-free discount.
§ Subd. 2. Definitions. For purposes of this section: (1) "consumer inquiry" means a telephone call or other communication made to an insurer that does not result in a paid claim and that is in regard to the general terms or conditions of or coverage offered under an insurance policy. The term includes a question concerning the process for filing a claim and whether a policy will cover a loss; and (2) "surcharge" means an increase in premium for a policy, including the removal of a claim-free discount.
Status: in_force · Read it on the official government site
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